Scenario for Financier's Day


Host: Good afternoon, dear friends!

Today, financiers, economists and, probably, all people related to money, today will be able to officially celebrate their professional holiday for the first time - Financier's Day. It was officially approved by Russian President Dmitry Medvedev, who signed the decree “On Financier’s Day,” according to which this new professional holiday will be celebrated on September 8. Until now, financiers celebrated their holiday unofficially.

Financier's Day is a purely Russian holiday. It takes its origins from the day when Emperor Alexander I founded the Ministry of Finance in Russia. Since then, Russian financiers began to develop and a systematized financial system began to exist in Russia, both in the center and in the regions.

It is no secret that a properly established financial basis leads to the prosperity of the state. Of course, the financial structure of Russia has undergone many changes and has received its final and clear outlines: now we have such financiers as cannot be found in the whole world. And the emphasis on the world of finance is now somewhat different: it is one of the most popular industries, without which it is impossible to build state budgets, etc.

Host: At any time, money needs an account,

And what would promptly, accurately, quickly

Take into account, consolidate and submit the report on time

Hard work for all our financiers.

May the country always need you,

Its prosperity depends on you,

Let the treasury be preserved and multiply,

Good luck, health - our wishes!

I suggest you test your knowledge about money. Here are some quiz questions.

Quiz “Money”

1. Name what originally served as money among the ancient Slavs? (live cattle, fur of fur-bearing animals).

2. What objects served as money in Ancient Novgorod? (according to scientists: animal skins, food, cowrie shells, spindle whorls, beads, etc.).

3. What do the words “coons”, “white”, “muzzles”, “pubes”, “springs”, “cut” mean? (this is small money)

4. In which country did coins first appear? (in Lydia)

5. Name the foreign coins that circulated in Ancient Novgorod in the 11th century? (dirhams, denarii)

6. In what century were the first Russian coins minted? Who? (in the 10th century; Prince Vladimir)

7. What are the names of other princes who minted the first Russian coins? (Svyatopolk, Yaroslav)

8. What metal were the first Russian coins made of? (gold, silver)

9. What were the names of the first Russian coins? (golden coins, pieces of silver)

10. At what time did the “coinless period” exist in Rus'? in the XII-XIV centuries. there were no coins in Rus', that’s why scientists called this time that way)

11. What kind of money was used at that time in Rus' and Novgorod? (silver bars - hryvnia; half a hryvnia - half a hryvnia)

2. What hryvnia do you know? (Novgorod, Kyiv, Chernigov, Pskov)

13. When and where is the first mention of the ruble found? (in the 13th century in Novgorod birch bark documents)

14. What were small coins made of - money? (from a ruble hryvnia; it was pulled into a wire and chopped into small pieces)

15. How much money was made from ruble hryvnia in Moscow? In Novgorod? (in Moscow - 200 money, in Novgorod - 100 money)

16. When did the first kopecks appear? (in the XYI century - during the reign of Elena Glinskaya, mother of Ivan the Terrible)

17. What is depicted on Novgorod kopecks? (horseman with a spear in his hands)

18. What was the name of the smallest coin? (half a penny - a quarter of a penny)

19. What is depicted on the Novgorod pennies? (birds)

20. In which cities in Rus' were coins minted? (in Moscow, Novgorod, Pskov, Tver)

21. In what century was the monetary reform carried out? (in the 16th century)

22. What does “damage to money” mean? (reducing the weight of a coin; adding cheap metal to gold or silver)

23. How were they punished in Rus' for damaging money? (they poured molten tin into their throats or cut off their legs and arms)

O

Ministry of Education and Science of the Republic of Kazakhstan

Higher technical school, Shchuchinsk

Open extracurricular activity

« Best financier"

Dedicated to the 80th anniversary of the Higher Technical School, Shchuchinsk

Developed by: Zhunusova A.B.

Shudabaeva R.Zh.

Miches

View document contents
“Extended competition script”

Detailed scenario of the competition “Best Financier”

Leading:(usually such events are conducted by a subject teacher)

Good afternoon, dear guests, students, colleagues! We are pleased to welcome you to the “Best Financier” event, which is dedicated to a significant date for our state - the 20th anniversary of the national currency - the tenge.

Today we are waiting for an exciting struggle among students of the F-31d group for the title of the best in their profession. But guests and fans won’t be bored either, and while our magnificent seven are completing tasks, we will learn a lot of interesting things from the world of money and everything connected with it.

Money is a symbol of statehood like the flag, coat of arms and anthem of the country. It is the national currency that completely determines the sovereignty of the state - its financial system, that is, financial independence.

The purpose of our event isidentify the best among the best in the field of finance, as well as getneweknowIabout tenge,money in general and get as close as possible to your future profession.

So here we go! We welcome our participants: Ivan Krokhmal, Natalia Aksenenkova, Anastasia Vasilkovskaya, Victoria Vasilchenko, Ivan Pozdnyakov, Christina Zinchenko and AyupovZukhrab.

What is a competition without a competent and fair jury: teacher of the Higher Technical School ___________________________________________________________________

All formalities have been completed, but before starting the competition, I will tell you how it will take place.

Our competition will consist of 7 stages. At the end of each stage, after the second, one participant with the fewest points will be eliminated from the competition. A competition will also be held for fans, according to the results of which the points earned by the fan can be transferred to the participant who liked them the most or can be kept for yourself if you don’t like anyone.

FIRST STAGE:

Business card .

Legend: the branch of CenterCredit Bank JSC is expanding its staff and is announcing a competition for vacant positions of managers for loans, plastic cards, attractions, and cash management. Participants must provide a resume in which they present themselves, their knowledge, skills, professional and human qualities. And our experts will have to find out which of the participants is most worthy to fill the vacant positions.

Ved.: Thanks to the participants. We learned a lot of new and interesting things about you. We are starting the second competition, after which the results of the first and second competitions will be announced.

SECOND STAGE:

Has the name "Ladder of terms" . The screen will display a question, the answer to which will be one of the terms in banking or financial practice. As soon as the question is displayed on the screen and voiced, the participant who knows, in his opinion, the answer to the question raises his hand and answers it. The correct answer is awarded one point by the jury.

    loans provided by one bank to another (interbank loans)

    increase in the exchange rate of the national currency in relation to the exchange rates of other countries (revaluation)

    total volume cash- cash and non-cash, which is on at the moment is in circulation and owned by various economic entities (money supply)

    image of a coin (edge)

    movement of money in internal circulation in cash and non-cash forms when they perform their functions (money circulation )

    money transferred by one person to another person - to the bank on the terms of their repayment in nominal terms, with a pre-agreed premium (contribution)

    obverse side of the coin (obverse)

    coinage in which the right to issue coins belongs exclusively to the state (closed coinage)

    a document by a borrower or assignor in which he assigns his claim or receivable to the lender (bank) as security for repayment of the loan (cession)

    a set of institutions, instruments and procedures that are used to transfer funds between individuals and legal entities in order to fulfill their daily payment obligations (payment system)

    reverse side of the coin (reverse)

    single active-passive account ( current account)

    the market value of the monetary material that went into their creation, its value is determined by the costs of money production (real (intrinsic) value of money)

    entries in bank accounts indicating the presence of certain customer requirements for the bank (deposits)

    paper banknotes issued by issuing banks that do not have a forced exchange rate and must be exchanged for coins at the market rate (banknote)

    transactions for purchase/sale of non-cash foreign currency (currency dealing)

    the most liquid assets and are the generally accepted medium of exchange and the basis for the valuation and accounting of all other items (cash)

    order of the account owner (payer) to the bank servicing him to transfer a certain amount of money to the account of the recipient of funds (payment order)

    a set of indicators characterizing the property and financial position of the organization for the reporting period (financial statements)

    bank operations for receiving and issuing cash and valuables to bank clients (cash transactions)

    the price of one country's currency expressed in another country's currency (exchange rate)

    overflow of monetary circulation channels, depreciation of the money supply in the country (inflation)

    a method of reflecting the contractual relationship between the bank and the client regarding the acceptance of a deposit (deposit) and the bank’s performance of operations related to the provision of banking services to the client. stipulated by the contract, legislation and business customs applied in banking practice (bank account)

    the face value of a banknote corresponds to the value of the metal it contains (full coins)

    name the date of introduction of the national currency of the Republic of Kazakhstan tenge (November 15, 1993)

Our 2nd stage is completed! The participants showed their theoretical knowledge and the jury members will tell us about the results of this and the previous round.___________________________

And based on the results of the first two stages, ___________________ is eliminated from the fight.

THIRD STAGE:

Has the name "Professional" , which means that our participants will have to show us their practical skills on the topic “Credit Operations”, which you studied in the subjects “Accounting in Banks” and “Banking Operations”. Maximum number of points: 5 (while the participants are completing the task, a competition is held for spectators)

Task

The client received a consumer loan from a commercial bank in the amount of 60,000 tenge for a period of 3 months at 24% per annum. Construct a repayment schedule, if the interest is repaid monthly, the principal is repaid at the end of the loan term. Reflect transactions with postings

    To solve the problem, fill out the table

Loan repayment schedule

Final balance

    Reflect transactions in accounting

FOURTH STAGE

OWN GAME

The fourth round is over, and while the jury is summing up the results, let's see how the money is counted in different countries(video about accounts in different countries).

According to the results of the 4th round, _____________________________ is eliminated from the fight.

FIFTH STAGE

LOGICAL PROBLEM

SIXTH STAGE

Polyglot

“I’m proficient with a dictionary,” how often we hear this phrase. One of the most important areas modern life is multilingualism. You will be offered economic riddles; give them answers in three languages ​​- state, Russian and English. At the same time, it is desirable to give a definition of the term. For each correct translation, 1 point is given, and 1 point for the correct definition voiced.

    If you worked all year round,

It will be tidy...(income - tabys (paida) - income)

    Streams are babbling, feet are wet,

In the spring it’s time to pay... (taxes - salyk - tax)

    He is a financial fakir, he is waiting for you at the bank... (banker - banker - banker)

    They will be intact, like in a tank,

Your savings are in ... (bank - bank - banc)

    Things will get better for you:

We made our contribution to the best bank... (contribution - salym - deposit)

    Began to generate income

In the bank, daddy... (capital - capital - capital)

    So that I can buy a house,

I took out a loan by making ... (collateral - kepil - bail)

    Both the doctor and the acrobat are paid for their work... (salary - enbek aky - salary)

    There is a proclamation hanging in the bank for everyone: “The money in the jars is being eaten up by...” (inflation – kunsyzdan - inflation)

    We bought furniture, clothes, dishes. For this we took from the bank ... (loan - carrying - credit)

    So that partners are not tormented by disputes

Lawyers write for them….. (agreements - kelіsіmshart - contract)

    For a ruble - pennies, for dollars - cents,

They run and run into the bank... (interest - payyz - percent)

    If you make a slight mistake, then at the same moment

The market will cover your entire…. (competitor -basekeles ( basekegekabidetti adam) - rival )

    From which device?

We are given a salary... (ATM – ATM – cashdispenser)

    That paper is not simple,

And the owner knows her

That she tells him once a year

Will bring dividends (share – share – billpaper)

    Uncle Kolya is a numismatist.

This means that each exhibit

I'll tell you a secret,

It's called... (coin - tiyn - coin)

    Half of your salary

What do they call it, guys? (advance – advance – prepayment, subsidy money)

SEVENTH STAGE

CAT IN A BAG

Our competition is over, the jury is summing up the results..... And we congratulate __________________ on your victory!

Dear friends, the world rests on competent specialists, we wish you success in acquiring professional knowledge, health and well-being! Thank you for your participation and attention!


"presentation for the event"









Shashura Yuri


Shaimerdenova Gulzhan


Sergeev Yuri































income -

tabis (paida)

- i ncome )


taxes - sals қ - tax


banker - banker - banker


bank - bank - banc


contribution - salym - deposit


capital - capital - capital


collateral – kepil - bail


salary - enbek aky - salary


inflation – kunsyzdan - inflation


loan - carrying - credit


contracts - kelisimshart - contract


interest - payiz - percent


competitor - basekeles ( basekegekabidetti adam ) - rival


ATM – ATM – cash dispenser


promotion - promotion - bill paper


coin tiyn - coin


advance – advance – prepayment, subsidy money





View presentation content
"own game"



Accounting in banks

Money

Legal

Regulation

Banking

activities

Banking

operations


The French call scales with this word, and the Russians accountants annual report. What is this?

balance


What is the structure of the bank's balance sheet?

assets, liabilities and equity


  • Assets
  • Liabilities
  • Equity
  • Income
  • Expenses
  • Contingencies and obligations)
  • Memorandum accounts

Decipher the accounting entries Dt 1001, Kt 1411,1417,1429

loan repaid in cash


Reflect the transaction in accounting: wages were paid to bank employees in cash

DT 2854 KT 1001


When money leaves the sphere of circulation and settles in home safes and bank accounts, it performs the function

means of accumulation


Gold, silver, as well as any goods in barter transactions

presentation of money


The main attribute paper money is

bill number


The first and universal function of money .

Measure of value


How many s What level of protection does the new Kazakh tenge banknotes have?

18 degrees of protection


In what year was the Law “On Banks and Banking Activities in the Republic of Kazakhstan” adopted?

1995


Law regulating relations in the field of leasing activities in the Republic of Kazakhstan?

Law “On financial leasing in the Republic of Kazakhstan”


Name the article Civil Code Republic of Kazakhstan, reflecting the concept of a bank deposit agreement

Article 756 of the Civil Code of the Republic of Kazakhstan



Which legislative act defines the main functions of the Board of the National Bank of the Republic of Kazakhstan?

Law “On the National Bank of the Republic of Kazakhstan”


Funds transferred to the bank for a time and with permission to use them for lending.

Deposit (contribution)


Relations regarding the provision by one party to the other party of a certain amount of funds on the terms of urgency, payment and repayment

Credit relations


A second-tier bank, more than 50% of the authorized capital of which belongs to the parent bank?

Subsidiary bank


Official(an employee of a bank or specialized third-party organization) whose duties include collecting and transporting cash, usually to the bank from the organization's cash desk .

collector


Long-term investments by the bank of its funds in securities for the purpose of joint economic activities of non-banking structures in securities that the bank's funds were invested in?

Investment operations

Corporate party for employees of branch No. 4 of OJSC Bank Zenit,

dedicated to the anniversary of the opening

"MEETING GUESTS"

Before you start corporate party a violin sounds in the hall.
The host introduces the guests, seating them at tables.
Violin melodies sound until the banquet participants take their places at the tables.

"PROLOGUE"

HOST.
Let me welcome you to the hall
Employees of Zenit Bank!
You live up to the name -
Kuzbass is talking about you!

Zenith on the celestial sphere -
The highest point!
How do you feel in such an atmosphere?
Were you heard by the Almighty?

God does not accept "matter"
It's more about the spiritual.
You have been creating a “mystery” for a year
According to all Russian laws!

"Mystery" of the money supply
Your bank does such a great job,
That all the bankers of Kuzbass
We agree to take your example!

Clients - trade, miners
They trust you unquestioningly!
You are "money directors"
Your way of working is conventional.

Zenith is the guiding target,
Financial vector spheres.
Over to the manager now!
IVAN NIKOLAEVICH PETERS!

There is a congratulation and a toast from the bank manager I.N. Peters.

HOST.
Any power comes from the authorities!
You know yourself with what constancy
Kudrin himself is helping Kuzbass in Moscow,
Working class banking!
Kudrin is cruel by nature!
With him even in the Kremlin complex structure
They count! - He is a famous person!
The personal factor comes first!

Zenit Bank is independent - that’s what makes us strong!
Time dictates - finances are important!
Words of congratulations from the Moscow authorities!
Zenit Bank welcomes honored guests!
Representative of the Moscow bank "Zenit" (full name)

There is a congratulation and toast from the Moscow guest.

HOST. In your honor - “Song about Moscow”

"FINANCIAN'S OATH"

HOST:
Only with Siberia is Russia powerful!
Yes, Lomonosov foresaw better!
This is necessary! — From afar
He saw the Zenit bank for centuries!
What kind of imagination do you need to have -
The banking system is connected to the network!

All financiers are busy with work!
Zenit - 26 bank employees.
Principled, honest, noble!
In fact, they are folk heroes!

Genius - Frenchman Alexandre Dumas
I have written volumes about people like this!
Filippov, Tovtes, Novoseletskaya -
“The Three Musketeers,” aptly noted!
We will add Siberian “charm” to the novel,
Among the musketeers, excuse me, are ladies!

And Oleg Gerasimov - D, Artagnan?!
Now we will quickly correct the “flaw”!
We ask everyone named to come out here!
The sword oath is for you, gentlemen!

HOST.

  • Deputy Manager of Zenit Bank OLGA VIKTOROVNA NOVOSELETSKAYA!
  • Deputy Manager of Zenit Bank OLEG GENNADIEVICH GERASIMOV!
  • Head of the bank's credit department GALINA DMITRIEVNA TOVTES!
  • Head of the ACS of Zenit Bank VITALY LEONIDOVICH FILIPPOV!
The presenter distributes swords to those named who went to the middle of the hall. She offers to connect their swords at one point and repeat the oath after her!

HOST.
We ask all true financiers to rise for a solemn oath!

All guests stand at the request of the Host.


HOST .
I, an employee of the Russian banking system, in front of my comrades, solemnly swear...
Warmly and heartily love your budget to the last figure.
- I SWEAR!
Ensure savings, other than personal ones.
- I SWEAR!
Live and work as bequeathed by the Ministry of Finance of the Russian Federation.
- I SWEAR!
Financier! In the fight for the state budget, be prepared!
- ALWAYS READY!

A toast from the "musketeers" follows “One for all and all for one!”

BLITZ TOURNAMENT “IN THE WORLD OF FINANCE”

HOST.
Dear sirs, now I invite you to plunge into the magical world of finance. And since real experts in this art have gathered in our hall, we will now hold a blitz tournament.

To conduct this blitz, as a referee, I will ask the chief accountant of the bank, OLGA IVANOVNA URZHUMOVA, to come here.

Olga Ivanovna, I am presenting you with a “blitz tournament” test sheet to test your knowledge of the history of the development of financial affairs in Russia.

HOST.
Each table in our hall will be asked a question, which must be answered by choosing the correct option. For the correct answer, the teams at the tables receive chips. In case of an incorrect answer, other representatives of our party, that is, other tables, can give an answer and receive an additional chip. So let's begin.

1. What document proclaimed the creation of the Ministry of Finance of Russia?
(Correct answers are underlined.)

  1. By decree of the President of the Russian Federation,
  2. budget code of the Russian Federation,
  3. by decree of Peter the Great,
  4. manifesto of Emperor Alexander I.(correct answer)
2. What was the annual salary of the Russian Minister of Finance in 1915?
  1. 243 rubles 90 kopecks,
  2. 50 thousand gold,(correct answer)
  3. 25 thousand silver,
  4. 500 thousand rubles.
3. When was income tax introduced in Russia?
  1. After the October Revolution,
  2. after the Tatar-Mongolian name,
  3. after the rain on Thursday,
  4. after the abolition of serfdom.(correct answer)
4. The first Minister of Finance was appointed:
  1. Kudrin Alexei Leonidovich,
  2. Peter I,
  3. Vasiliev Alexey Ivanovich,(correct answer)
  4. Pashchenko Stanislav Sergeevich.
5. Minister of Finance Sergei Yulievich Witte achieved convertibility:
  1. ruble,(correct answer)
  2. dollar,
  3. yuan,
  4. pound sterling.
6. To cover the budget deficit in 1809 for the first time:
  1. domestic government loan was issued,(correct answer)
  2. expenses are sequestered,
  3. new taxes have been introduced
  4. Alaska sold.
7. Which of the following departments has not been included in financial management since 1821:
  1. Finance,
  2. Kunstkamera,(correct answer)
  3. treasury,
  4. audit board.
8. How many ministries were approved by the manifesto of Emperor Alexander the First of September 8, 1802?
  1. 25 ,(correct answer)
9. The first financial work created by Adam Smith is called:
  1. "About the wealth of factories"
  2. "The rich cry too"
  3. "On the Wealth of Nations",(correct answer)
  4. "Capital".
10. Finish the favorite phrase of Ivan Nikolaevich Peters, which is still relevant today: “Finance only flourishes where...”:
  1. industry is thriving,(correct answer)
  2. crime is rampant
  3. sing romances,
  4. Apple and pear trees are blooming.
11. Name the responsibilities that were not within the competence of the Minister of Finance of Russia in 1802:
  1. state revenue management,
  2. financing government expenses,
  3. maintenance of the imperial family,(correct answer)
  4. control over the direction of government spending.
12. What was the most pressing problem faced by the first finance ministers of Russia?
  1. Excess of revenues over state budget expenditures,
  2. state budget deficit,(correct answer)
  3. external debt,
  4. maintenance of the imperial family
HOST.
It feels like experts in their field have gathered here and any question for you is like nuts for a squirrel. They were especially well done...Olga Ivanovna, I ask you to mention the most outstanding experts in the history of your bank.

(The referee names those who quickly and correctly answered all the questions and awards them with prizes.)

Let's support each other with the applause we all deserve.


HOST.
Olga Ivanovna, I will ask you to call here your deputy - IRINA GENNADIEVNA PATRUSHEVA.

Now the blitz tournament is for you personally, so that those present do not have a question: “Who are the judges?”

Let me hand you two piggy banks and I will ask you in three minutes collect “money to the account” from party guests.
Make those present fill up your piggy banks in no time! Let them shake your pockets and help you cope with the task!

A 3-minute musical tempo performed by a violinist plays. Participants in the gaming block “collect money for their bills.”


HOST.
...3 minutes are up. Dear accountants, demonstrate the sound of money! Your piggy banks sound like Mexican maracas! Great!

We shout a well-deserved “Hurray!”
To your excellent accountants!
Perform with skill and dexterity
Zenit's budget with clever brains!

And now, two trays for the participants of the “blitz tournament”!


In three minutes "withdraw money from accounts"! And your comrades will count which of you coped with the task more successfully!
To count the “money in the accounts,” I will ask the employees of the ACS of Zenit Bank, YULIA ALEXANDROVNA LATYSHEVA and SERGEY ANATOLIEVICH VASICHENKO, to come here.

Accountants shake out money from piggy banks, and programmers calculate “revenue”.


HOST.
Where there is a computer, where there are programmers,
Everywhere you come across a frantic idea!
They are not dummies, they clearly believe!
Virtual worlds are open to everyone!

What a miracle, what happiness:
The computer will not let you get lost in bad weather!
ACS programmers are like “pages” at the “court”!
ACS is cool, even in our game!

Attention, the lady managed to collect more money - ( first name, patronymic) The piggy bank is rightfully yours, and the consolation prize for the lady is ( first name, patronymic)

Chocolates to ACS workers for their help!


HOST.
Musical warm-up! Everybody dance!!!

Musical break. At this time, the Presenter hands out cards with the words of a financier, lawyer, doctor, prosecutor, etc.

"MANAGER'S QUESTIONNAIRE"


HOST.
The musical break is over. Please everyone to the hall!

The time has come to get acquainted with the manager’s profile, as they say, “to people with an open visor,” like a knight.” Ivan Nikolaevich, are you ready for such an experiment? Our party is corporate, everyone is here! So - and that's all about him!

IVAN NIKOLAEVICH PETERS


"JOYS OF LIFE"

(summarizing intermediate results on the path of life)


IVAN NIKOLAEVICH PETERS, - a man - a “mastodon”, of conscious age, great stature, within the normal limits of fatness, in the very prime of unfading strength, for past years from 1973 to 2003, we summarize its social significance.


1 JOB.
Left for work in the morning - 7688 times, came to work in the morning - 6076 times.
Constantly counted money both in his pocket and in someone else’s - 4868 ra h.
I was late from lunch - 4216 times, was not late from lunch - 279 times.
Had lunch at work and fell asleep there - 365 days (1 year).
Listed on the cash register - 360 ra h.
The salary was given - 279 times, of which 71 times- not to him.
Received salary by his own order, in accordance with the law - 93 times.
I brought my salary home - almost all of it - 3 times.
On a bet, he remembers the names and phone numbers of all the bank's clients, he won the bet - 34 times!
The management knows and remembers by sight, and “playfully” compiles photo-robots. At the request of law enforcement agencies - 5 times.
I had a fight with my boss - 945 times. Among them: he was scolded by his superiors - 914 times, and Ivan Nikolaevich scolded his superiors - 27 times (this is about once a year) Moreover, once while fishing, Ivan Nikolaevich pulled out a large bream, which was twitching and would not be given into his hands, and asked a question to a superior officer: “Listen, how can I finish him off?”. The boss, whose bite was not going well, advised out of frustration: “And you drown him!”

Carefully selected expressions in defining the content of the media - 218 times, did not choose expressions after reading the content “ yellow press» - 348 times.

As a knowledgeable and “savvy” leader, and as an avid fisherman, he “cussed out” those “journalists” who trump with the expression - "on fish fur" without knowing the root of this issue.
Ivan Nikolaevich, the owner of a phenomenal memory, could give them a lecture about how Amur region for this expression the fishermen "they hit you in the face", because the material for shoes there is fish skin - “lenka”, “chum salmon”, “muksuna”. For work clothes - "soma", for festive - "carp". And as an inquisitive tourist, he got acquainted with North of Brazil with production - they produce there one hundred and fifty thousand pairs of shoes per year made of fish skin, which has no complaints.

The Russian people are lazy! "Living Silver" under your feet, file a patent and "row with a shovel"! More precisely, quit "donku" or seine!

2. FAMILY LIFE.
Housework:
Hammered a nail - 31 times.
Washed the dishes - 315 times.
Built a dacha - 1 time.
Did renovations in the apartment - 15 times.
He scolded everyone who could not help him with this - 17459 times.
I puzzled my wife with one riddle for the rest of my life: “I won’t throw a stick, I won’t kill a jackdaw, I won’t pluck feathers, I won’t eat meat.”1 time.

She still hasn’t guessed what kind of “stick” her husband meant? Which of her Jackdaw friends is he going to kill? From what CUR Is he going to pluck feathers if all the chickens in the store are “naked”? And to the threat - “I won’t eat meat” began to feed him only porridge, without even bothering to find the answer to the riddle, which dealt with FISH.

At the turn of the century, under New Year made 3 wishes to Santa Claus: “The first wish is a bucket of worms, the second wish is for a good bite!”

Santa Claus widened his eyes: “Why do you need this?!”. Ivan Nikolaevich responded: “But when I catch a hundred goldfish, then I’ll show off at such an “old fool” like you!”

3. QUIET FAMILY JOYS.
Watching TV with a mug of tea – 2531 times.
Invasion of guests - 3658 times.
I cursed my beloved dog with stupidity - 100 times, master - 140 times.
Gave instructions to children - 1460 times, to which they did not react - 500 times.
I went to the bathhouse with friends - 1488 times, returned from there “tipsy” - 788 times.
“Rematerialized” the surrounding places during fishing and hunting – 9676 times, comparing your achievements on a global scale and comparing them with losses. But the principle “Either eat the fish, or run aground!” always faithful.

I built my relationship with the Almighty on the question: “Most Holy Mother of God, why can’t you catch fish?”464 times. I received an answer from heaven: “Either the net is bad, or she’s not here.” — 1 time.

Sent in hearts "27 Congresses of the CPSU" in a known direction along “erotic” track – 27 times, after which the entire CPSU party "covered myself in that place", which was indicated by Ivan Nikolaevich.

Without being shy about “strong expressions”, "wing" the high standard of living of Germans in Germany342 times, comparing this level with the Siberian one; after which The Berlin Wall collapsed and the Germans of the GDR are trying in vain to remember those "code words" which he pronounced "Herr Peters", since their standard of living immediately compared with that of Siberia.

They laid out the scientific basis that "obscene" Russian language indicates the exact direction and has a material basis. The Chancellor of Germany intends to invite Ivan Nikolaevich as an expert to a scientific and practical conference.

4. OTHER.
Voted in the elections - 15 times, chose his candidate - 1 time.
Changed job - 4 times.
Improved qualifications - 6 times, and improved his qualifications - 1 time.
Watched series on TV - 784 episodes, from them I learned two concepts - "hacienda" and "slave Isaura" in relation to his wife.

I worked until I worked up a sweat, and rested until I worked up - 9855 days (27 years)
Regularly followed an irregular lifestyle. – 9490 days (26 years)
Eating food that is absolutely contraindicated for him - 8743 times. (but in general he is an omnivore, he eats everything)
I went on vacation - 21 times, returned from there alone - 21 times.

Now he is going on vacation to the USA, where a famous beer company has released 40 reservoirs of the country 40 tagged fish for promotional purposes. It is promised to pay 1,000 “bucks” for catching a fish, and a whole million for one marked in a special way. But we would like to note that Ivan Nikolaevich is driven not by a sense of profit, but by purely sporting interest.
Raised independently acquired children - 9125 days.

Sometimes he denied himself alcohol, which was very harmful to his body! But basically I adhered to the main rule: “If you drink yourself, help a friend!”
I took hospitality as a basis - 1 time and forever under the motto: “We’ll drink the accordion, but we won’t disgrace the fleet!”

TOTAL: for the reporting period of joys - 50% , troubles - 50%.

We see from the report that life did not break this strong Man and was not in vain for him! “For a fisherman, no matter the rain, no matter the cold, he can still cope with it!” with this slogan he reached his threshold of maturity! And it looks! And it feels great! He is!
And for a long time he will eat, eat, eat... Many summers, summers, summers to him!... And winters!

A toast to the leader!

ROLE PLAY “WHAT IS A BUDGET?”

HOST.
Yes, financiers know a lot, and who, if not financiers, has an idea about the budget? I think it’s time for us to find out what a budget is.
During the break, I gave you cards that indicate your role function in new game"Budget".

Main " FINANCEIST“It’s just a matter of duty to be - OLGA VLADIMIROVNA PECHERSKAYA - exercising financial control in the bank.

Hereby " PROFESSOR“We will have OKSANA GENNADIEVNA BARANOVA – head of the settlement and operations department.

Role function " DOCTOR“went to ELENA PETROVNA KHUKHLAEVA – leading economist of the accounting and operational department.

Role " ENGINEER» received - EVGENIYA BORISOVNA SHAHUROVA - leading economist of the bank. We kindly ask you to play along with us.

Role " ACTRESSES» given to OLGA VITALIEVNA VASYUTINA, chief economist of the lending department.

Role " PROSECUTOR» by right yours - VASILY ANDREEVICH GARCHENKO - head of the bank’s economic security department.

Role " LAWYER”respectively - to the lawyer of the economic security department - EVGENY VLADIMIROVICH BEREZOVIKOV.

Role " DEPUTY» — KONSTANTIN GENNADIEVICH SAMOILOV – leading economist of the lending department.

And in the role " HEAD OF ADMINISTRATION", why not? We ask IVAN NIKOLAEVICH PETERS to stay for a few seconds, no one else can take on such a role.

HOST.
An unusual company had a budget dispute. Our audience was noisy. And then it rises FINANCIER" and says...

The one with the financier card stands up and reads the words out loud. Then representatives of other specialties read their words in the same way.

Financier. Budget is a disease that only a true financier can get.

HOST. Suddenly an indignant “DOCTOR” stands up and says...

Doctor. What kind of disease is this if it takes so much effort? This is work!

HOST. “ENGINEER” rises from another table and says menacingly...

Engineer. What kind of work is this if nothing is produced, but accumulated. It's a process!
"
HOST. And then the “PROSECUTOR” stands up and says...

Prosecutor. What kind of process is this, if some finance others, it’s a bribe!

HOST. Hearing this, “LAWYER” jumps up from the table and says...

Advocate. What kind of bribe is it if both parties are satisfied? This is art!

HOST. And then the graceful, well-known “ACTRESS” rises and says...

Actress. What kind of art is it if there are no spectators? It must be science!

HOST. Coughing and swaying, the “PROFESSOR” stands up and says...

Professor. What kind of science is this if any deputy can do what I cannot! This is a deal!

HOST. The “DEPUTY” stands up abruptly, waving his arms, shouting loudly...

Deputy. What kind of a deal is it if you ask for more and they give less? This is a robbery!

HOST. Quietly and confidently the “HEAD OF ADMINISTRATION” rises and declares...

Head of Administration. What kind of robbery is this? They would shout: "Guard 1", otherwise - "Come on, come on!"

HOST. And now to everyone who knows what a “BUDGET” is, our applause!

HOST.
We are pleased to repeat to the people,
Making friends with banks is in vogue these days!
What fantastic monitoring!
Together with Zenit we are making history!

The capital of an enterprise is people!
It has always been so, so it is and so it will be!
Your people strive to be first!
They waste their energy, they waste their nerves!

Sometimes they risk their health,
But they don’t change their life for another!
Bankers today- a phenomenon!
Congratulations to you today!

Having checked everything against the budgetary basis,
You will “cut” by “measuring” seven times,
We trust you with everything here too!
“Cut” toast without measuring!!!

BLITZ TOURNAMENT “TOAST”

HOST.
We are holding a blitz - a toast tournament! If anyone doesn’t have toast in their pocket, we’ve given you “spare” ones! Did you find any cheat sheets? Attention!

The referee of this blitz is OLGA NIKOLAEVNA BYDANTSEVA and TATIANA BORISOVNA GAVRISH - the currency department of the bank.

Your task is to listen to all the toasts that will be heard from each table, and having determined the best one, call on the guests to drink to this toast.

Toasters, stand up! Let's start!

There is a blitz - a tournament of toasts. (application)


HOST.
Now, with a new approach to work,
You will not avoid the topic of finance.
Banks are powerful and strong!
All businesses are in love with you!
You will calculate, you will correct,
You will help, lend your shoulders.
Everyone has been associated with banks for many years!
Your work brings income!
We work together, we know for sure -
Kuzbass is thriving from shared love!

HOST.

Get some rest! Dance - music break!

“READING PUSHKIN”

HOST.
I call the reception secretary, VICTORIA VASILIEVNA KOPEYKINA, to our improvised stage area. Ivan Nikolaevich, you even select employees with “money names”!

Victoria Vasilievna, have you read Pushkin lately? At least within the scope of the school curriculum?
You will now read lines from Pushkin’s famous poem “By the Lukomorye there is a green oak tree,” and I will comment on each line in the dry language of a financial and economic report! Here's a sheet for you so you don't get confused. Let's start!

There is an episode - the game “Reading Pushkin” (application)


HOST.
Victoria Vasilievna, great! This chocolate is rightfully yours!

It's time for the artists to look for a replacement!
We invite cashiers to the stage!
You are carrying a heavy burden of worries!
But the bank is without you and without your work
With the “money supply” he will get bogged down in business,
He will lose control and collapse will come!

HOST.
We invite LYUDMILA PETROVNA KOREPANOVA and NATALIA ALEXANDROVNA KURTANOVA to join us!

The game for you is “HAPPY WELL”!

A glass is placed in a three-liter jar. The jar is filled with water to the top. Cashiers throw coins into the jar, trying to get into the glass. It all depends on skill. The one who misses the glass receives a consolation prize. The one who won gets all the money from the bank and an incentive prize.

HOST.
Financiers love to sing
They love to sing and their finances.
Are you ditties or rap,
And they are their own romances.

Presenter. Since you can't live without money
You can write a song about them.
And instantly at everyone at the table
We sing loudly about the money supply.
Just don't repeat yourself,
Don't be afraid of foreign songs either.

I appoint ALEXEY IVANOVICH GORLOV as conductor
You are a very honest and sober driver,
At this holiday you are a sober spectator!
Peters' life often depends on you,
You are clean and independent!

There are a lot of decent people
But you are familiar with any road!
Happy travels to the banker and to you!
Share the road with him in half!
Take driver Dima to help!
You often need help!
Let him conduct and wave his arms!
And you can judge the singers yourself!

HOST.
DIMA, Alexey Ivanovich invites you to the stage!


HOST.
Yes, friends, you sang well,
We could barely sit still.
Simply wonderful! Just great!
Let's all go to the Caucasus to sing!!!

Toasts, congratulations, dance program continue


Appendix: "Reading Pushkin"

She. Lukomorye has a green oak...
He. Land plots and perennial plantings...
She. Golden chain on an oak tree...
He. Long-term investment in perennial plantings...
She. Day and night, the cat is a scientist...
He. Animals for fattening and maintenance...
She. Everything goes round and round in a chain...
He. Movement of working capital...
She. He goes to the right - the song starts...
He. Double entry bookkeeping...
She. To the left - he tells a fairy tale...
He. Providing financial statements to the tax office...
She. There are miracles...
He. Profit...
She. There's a devil wandering around there...
He. Tax inspector...
She. A mermaid sits on the branches...
He. Chief accountant...
She. There, on unknown paths...
He. Road maintenance tax...
She. Traces of unprecedented animals...
He. Police maintenance tax....
She. There's a hut there, on chicken legs...
He. Buildings and structures...
She. It stands without windows, without doors...
He. Unfinished construction...
She. There, Tsar Koschey is wasting away over gold...
He. Chairman of the Board of the Bank...
She. There's a Russian spirit there...
He. Losses...
She. It smells like Russia...
He. Past losses...
She. And yet we wish you more miracles in life...
He. Profits...
She. Fewer Russian perfumes...
He. Losses....
She. And so that the goblin wanders away from your hut...
He. You understand us...

Application: “TOAST” (blitz tournament)

HOST:
Dear guests, priceless hero of the day! Now I will exercise my right to host the evening and take the initiative into my own hands.

For all guests, we are holding a blitz tournament for the most specific and short toast, based on the truth “Brevity is the sister of talent.” Sergey Alexandrovich, you will be our chief referee!

Talented people, go for it!

(Suggested toasts)


1. “There is wisdom in wine, strength in beer, and microbes in water!” - Sergei Alexandrovich, don’t drink the water!

2. “Goodbye, reason!” See you tomorrow! " - Sergey Alexandrovich, let's drink to fun without control!

3. “There was a simple potato - it became golden, there were simple mushrooms - it became golden, there was a simple fish - it became golden...” - Sergey Alexandrovich, save the vodka!

4. “Everyone should believe in something - for example, I believe that I will have one more drink.” - Sergey Alexandrovich, support me!

5. “The son of man was created from dust, and to dust he will return.” Why, then, should we not drink in between? Regarding the Anniversary, for example... - Sergey Alexandrovich, you need to drink to the joy of being!

6. “Dark beer is better than a bright future!” - Sergey Alexandrovich, let's drink here and now to momentary joy!

7. “In what other country is alcohol stored in armored safes, and the “nuclear button” is stored in a plastic suitcase?” — Dear Hero of the Day, let's drink to Russia!

8. “You need to drink to the extent of your physical capabilities, not your financial ones.” — Sergei Alexandrovich, let’s drink so that our financial capabilities coincide with our physical ones!

9. “A real man in his life must build a wife, grow a belly and plant a liver” - Sergey Alexandrovich, let's drink to real men!

10. “Let’s hit alcoholism with drunkenness!” For in Russia the cup of patience is measured in glasses! - Sergei Alexandrovich, let's drink to the patience of the Russian people!

11. Sergey Alexandrovich! Support my toast: “You have to live in such a way that you want more!” For life!

12. Dear ladies! Believe that we sincerely admire you! But today you have surpassed yourself - you are becoming more and more beautiful with every glass! - Let's drink to real men's insight!

13. Dear hero of the day! “Drinking to someone else’s health while losing your own is so selfless!” But let me offer you a toast: “To the health of everyone present!”

14. “A pessimist asks the question, “How many years do I have left to live?” - TO THE CUCKOO, and the optimist - TO THE WOODPECKER.” Our Anniversary is 35 years old! “Sergey Aleksandrovich, may the only thing you meet in every forest on your further path are WOODPECKS!!”

Appendix: "Drinking Company"

Test game for guests

Name what you drink
If you suddenly invite guests,
I'll tell you a secret
Who will you be at this time?

Guests name their favorite drink, quatrains are read to them, you can use quatrains as riddles, the answers are pronounced by all guests in chorus.

Always busy, love risks,
And in the company - an artist.
And besides, he’s a favorite of the ladies,
It's a pity that you drink alone " Agdam»!

You are a man anywhere,
Always surrounded by friends.
And you like to party beautifully:
Eat fish, drink " beer»!

By manners you are a gentleman,
You want changes in life.
Don't drink alone and on an empty stomach
Five star " cognac»!

It's like you're not a sailor,
In life, a genuine good-natured man,
There is a sense of proportion despite
If you savor it with a thimble" rum»!

You are brave and passionate,
The way of thinking is non-standard,
But you lead a bourgeois life
And you drink one champagne»!

You are Russian from head to toe,
And for your friends - a godsend!
Of course, you eat everything,
And of course you only drink “ vodka»!

Witty, a sea of ​​gloss,
They say that you belong on the board
And good from all sides,
Even if you love it clean" moonshine»!

You're so original
You like to solve everything in detail!
You're the only one,
You drink a little, but only “ gin»!

You are cheerful, cute,
And always ready to flirt!
The body is very harmonious,
You just drink all the time" alcohol»!

You'll probably become famous
Do you want to be like Alain Delon?
Be brave and broad-shouldered,
But don't drink" cologne»!

Business, sports, important,
Interesting and impressive...
It's a pity that you and your "pussies"
You drink a lot " whiskey»!

You are stately, handsome and modest,
Everyone understands it without difficulty,
You're old-fashioned at times
And your drink" water»!

You are a romantic with an abyss of taste
No matter how far you are from Jesus,
But his soul is high,
You don’t love wine, but “ juice»!

You are good, sweet, smart,
You don’t like noisy evenings,
On holiday you always drink one thing
Only red " wine»!

The winners are honored and presented with medals
“The Greatest Gourmet”, “Taster of the 21st Century”, “Golden Measure”.

MEMO FOR THE HOST

HOST.
The time has come to introduce you, dear viewers, to those creative individuals who, through incredible efforts, realized their dream and presented a musical concert to your judgment.

The artist and director of the musical is NELLY ROQUA.

Choreographer - Laureate of international competitions - ANDREY ZELTYN.

Director - Member of the World Dance Council of UNESCO, Honored Artist of Russia - VIKTOR SELIVERSTOV.

Composer – Laureate of jazz festivals and leading role performer – MARINA TSAREGORODTSEVA.

INFORMATION SPONSORS OF THE CONCERT - MUSICAL

TV channel "STS - KUZBASS"

Radio "KUZBASS "FM"

Radio "EUROPE PLUS"

Newspaper "KOMSOMOLSKAYA Pravda"

Newspaper "MOSKOVSKY KOMSOMOLETS"

Newspaper "With YOU"

Newspaper "KEMEROVO"

Newspaper "EVCHERNIY KEMEROVO"

SPONSORS OF THE CONCERT - MUSICAL

OJSC "KUZBASSENERGO" General Director MIKHAILOV

ODU SIBERIA General Director VLADIMIR LAPIN

CJSC "PROVINCIA" General Director ALEXANDER LOBANOV

FSPU "SOVKHOZ SUKHOVSKY" director GENNADY LEVIN

ADMINISTRATION OF THE KEMEROVSKY DISTRICT - head of the administration ANATOLY KONSTANTINOVICH GLEBOV, we give the floor to him.

Soloist of the Kuzbass Musical Theater - VYACHESLAV SHTYPS

Singer - NATALIA PURINA

Laureate of the All-Kuzbass festival "GENERATION 2003" - YULIA KONOVALOVA

Laureates of the All-Kuzbass festival "GENERATION 2000" - the group "56th size", popular TV presenters - VLADIMIR OSIPOV and NIKOLAI SIMONOVSKY

Laureate of international competitions, soloist of the Kuzbass Musical Theater - KONSTANTIN GOLUBYATNIKOV

Laureate regional competition“PEARL OF SIBERIA”, winner of the GRAND PRIX of the All-Kuzbass festival “GENERATION 2003” - KONSTANTIN KRUGLOV.

Honored Artist of Russia, leading artist of the Kemerovo Regional Drama Theater - VIKTOR MIROSHNICHENKO

Dance Theater of the State Philharmonic of Kuzbass "SIBERIAN KALEIDOSCOPE" - artistic director, director and stage director of the concert-musical VIKTOR SELIVERSTOV, choreographer ANDREY ZELTYN

Assistant director of the concert - musical - VIKTOR MAKAROV.

Sound engineers of the concert - musical - IGOR CHETTERNYH and VALERY ZHIZHIN

Lighting designer: SERGEY BELIK

Arranger, studio recording of musical works - ARTEM TURKICHEV.

Head of the production department - OLGA LODIAGINA

We offer a scenario for a corporate holiday on Financier's Day. In the current year 2019, the date of this professional holiday falls on Sunday, September 8th. On this day you can all go together to a cafe, restaurant or entertainment complex, go to a holiday home, to a tourist center, or you can arrange a corporate party at work.

Decorate the room by placing several posters: “Do not enter: counting money”, “Danger zone: many hundred dollar bills.” On one of the posters you can depict a $100 bill and place a photo of the head of the enterprise instead of the President of the United States.

Scenario for a corporate event on Financier's Day

The hosts greet the guests and give the floor to management, who congratulates the team on the holiday.

Then, according to the holiday scenario, various competitions are held on Financier’s Day.

You can give employees a quiz on knowledge of special terms or a quiz on the history of money. The questions may be as follows.

  • In what century did coins begin to be minted in Rus'? (In the X-XI centuries).
  • What weight monetary unit was used in Ancient Rus' for measuring silver and gold? (Hryvnia).
  • There is a proverb: “There wasn’t a penny, but suddenly it was altyn.” What did a penny and an altyn equal? (Altyn - three kopecks, penny - half a kopeck).
  • What is the name of jewelry made from money? (Monisto).
  • In which country did the first paper money appear? (In China).
  • In which two Russian cities are banknotes printed? (Moscow and Perm).
  • What is a coin collector called? (Numismatist).

What is the name of the monetary unit of the countries: Albania (lek), Algeria (Algerian dinar), Bangladesh (taka), Bulgaria (lev), Brazil (real), Venezuela (bolivar), Vietnam (dong).

The scenario of a corporate holiday can continue with a competition of wishes or toasts, the winner of which will be the employee who utters the longest and beautiful toast at the table.

How to celebrate Financier's Day?

Toasts and wishes on this day can be short and long, serious and playful, in poetry and prose. Wise oriental toasts, anecdote toasts, fairy tale toasts and legendary toasts are welcome.

On Financier's Day, the following toasts and wishes may be heard:

***
The set of wishes is always the same:
More health and money!

***
Let's drink to ensure that our financial resources correspond to our ability to manage them!

***
What is money? Money is a means to get pleasure. So let's drink so that your pleasure never ends!

***
Let brilliant ideas
And self confidence
Turns into banknotes
And a happy chance in fate!

If funds allow, invite artists to the holiday - singers, dancers, a professional DJ who organizes a dance program. The evening will end with a festive feast.

Co. Financiers Day In your company, you can organize a fun corporate holiday with a lot of games and competitions.

On the eve of a comic event, it is necessary to take care of creating the appropriate mood within the company from the very morning. For this purpose, you can stick various signs on the door of the room behind which your financiers are working, for example, “Sorry for stopping you from hiding the money” or a poster like this, “QUIET, money is being counted.”

Think in advance about the location of your holiday. This could be one of the most spacious offices or, better yet, your dining room. By the way, the walls of the room also need to be decorated accordingly. To do this, you can print banknotes of different denominations on A4 sheets, which are subsequently hung on the walls, laid out on tables, used to cut out garlands, etc.

Finding gifts for colleagues - a very responsible occupation. Undoubtedly, these must be items related to money in one way or another. For example, a comic piggy bank, a money printing machine, etc.

Also, do not forget about toasts and congratulations for employees. If your team includes amateur singers, then you can prepare a comic congratulation song . Moreover, in the lyrics of the song it is necessary not only to indicate the importance of the work of financiers, but also to use the humor that is inherent in this profession.

For all colleagues, it is necessary to come up with invitations in advance in poetic form, which are handed out immediately before the start of the working day.

The invitation itself can be made in the form of an American dollar, but instead of the image of the president, you must insert photographs of your employees. At the same time, it is better to place a photograph of the head of the department against the background of a hundred-dollar bill, and the photographs of other employees are distributed by seniority from fifty to one dollar.

At the appointed time, all invitees gather in the hall at an elegant, beautifully decorated table and begin congratulations and toasts. Moreover, it would be nice to prepare several poetic congratulations praising the importance and necessity labor of financiers .

You can hold a “Paid Knowledge” competition directly at the table. Surely, everyone present knows the real value of money, so invite them once again to make sure that their knowledge about money is correct.

Examples of questions to conduct quizzes :
1. What word comes from the Latin name for money “pecunia”, as well as the Russian word “tovar”? ( Cattle).
2. Name an auxiliary historical science that studies coins as cultural monuments. ( Numismatics).
3. In what century did coins begin to be minted in Rus'? ( In the 10th-11th centuries).
4. What weight monetary unit do you know used in Ancient Rus' to measure silver and gold? ( Hryvnia).

First competition "Financial pyramid" . Prepare in advance large number coins Divide all participants into two equal teams. The essence of each team's task is to build a pyramid from the offered coins. Moreover, the winner will be the team whose pyramid is the highest. To complete the task, teams are allocated a certain amount of time, for example, 5 minutes. It is necessary to explain to the participants that it is best to lay coins like bricks when building a house. The winning team receives a diploma for creating the largest and most cunning financial pyramid.

As soon as all the competitions you have planned are completed, you need to reward the best financier with a special prize. At the same time, all employees are also awarded memorable souvenirs. Then you can arrange dances, choosing the most suitable compositions to start with, for example, “Money” or “Money, my money.”