How much will the pension increase in January? Number of points for children that can be added

Indexation of pensions in 2018 in Russia will be carried out in three stages:

The moratorium on indexation of pensions in 2018 will be maintained - that is, employed citizens who are already retired will be able to count only for recalculation from August 1 based on accrued pension points for the previous year. They will be able to receive all the indexation missed during the moratorium.

In addition to the indexation of pension payments, in 2018 there will also be changes in the basics of pension provision for Russian citizens, which will affect the conditions for retirement upon reaching retirement age and the formation of pension rights of working citizens. Another question that concerns pensioners in connection with the onset of the new year is whether there will be one (alas, but no - this time there will be no such payment).

Indexation of pensions in 2018

According to the provisions of Law No. 400-FZ of December 28, 2013, insurance (labor) pensions of citizens must be indexed annually from February 1 to the inflation level of the previous year, and if the Pension Fund has additional financial resources, indexation is carried out again on April 1. But in the new year it’s traditional The procedure for indexing labor pensions will change: their increase will occur 1 month earlier - already.

Social pensions and other social payments made by the Pension Fund, will be promoted as usual to the actual level of price growth for 2017:

At the same time, an increase in insurance pensions. Let us recall that the indexation of pensions for working citizens was suspended in 2016 due to the difficult economic situation in the country. This freeze helped save the state 12 billion rubles. However, all missed indexations must be compensated to the citizen already.

Pension increase from January 1, 2018 (latest news)

In accordance with the law adopted by the State Duma on December 15, 2017 (introduced by the Government as) on changing the procedure for indexing insurance pensions in 2018 all types of pensions (old age, disability, survivors) should increase from January 1, 2018 by 3.7%. The previous procedure for increasing labor pensions is suspended until the beginning of 2019, and this increase does not apply to working pensioners (see the text of the law below).

It should be borne in mind that any insurance pension consists of two parts:

• fixed payment(or FV) is a constant value guaranteed by the state (for all categories of recipients it is set in a fixed amount);
• directly insurance part- this is an individual calculated value, which depends on the number of pension points earned during work.

January indexation will affect both parts of the pension as follows:

1. The fixed payment will be increased by 3.7% and will remain unchanged 4982 rubles 90 kopecks, its increase or decrease is legally established for certain categories of citizens by Law No. 400-FZ of December 28, 2013;
2. The insurance part of the pension directly depends on the points earned by the pensioner, the cost of which will increase from January 1 by 3.7% and amount to 81 ruble 49 kopecks.

In 2017, actual inflation in the country was recorded at no more than 3%. Consequently, the increase in pensions proposed by the Government by 1.037 times in 2018 formally covers the increase in consumer prices (although, of course, in its absolute value this increase will be very small - the increase will be even less than in previous years).

Increase in social payments to pensioners in 2018 from February 1

From February 1, 2018, there will also be an increase (indexation) of all social payments Pension Fund provided for various categories of citizens (disabled people, veterans, heroes of Russia, etc.). They are provided in the form of monthly cash payments (MCB), an integral part of which is also a set of social services (NSS).

In general, NSU consists of three parts (medicines, travel and sanatorium treatment) and is provided at the choice of the pensioner in one of two ways:

• in kind (that is, directly by social services);
• in monetary terms when refusing natural food.

The cost of a set of such services (each part separately) is determined by law and increases in direct proportion to the growth of the monthly payment (MAP) - i.e. by the same percentage. In 2018, this increase is planned at a level of less than 3%, so beneficiaries will hardly feel such an increase. The preliminary values ​​of EDV and NSU in 2018 can be found in the table.

Thus, from February 1, 2018, it is planned to index social payments (including a set of social services) to the actual inflation level of last year. In the draft Government resolution, this value was fixed at 3.2%, but actual inflation will be less than 3%, so the size of the increase will be even smaller (the same applies).

Indexation of social pension in 2018 from April 1 by 4.1%

A social pension is a special type of pension, which is characterized by the pensioner’s lack of work experience for some reason. Such a pension is assigned in a fixed amount approved by law. And, as a rule, the size of social pensions is significantly lower than the calculated labor (insurance) pensions.

It should be noted that in the last two years there has been a decrease in the established growth rates of social pensions. So in April 2017, this type of pension was indexed by only 1.5%. In 2018, it is planned to reach the usual (pre-crisis) increase in the level of this type of pension provision - the projected growth of social pensions in April 2018 will be approximately 4.1%.

Unlike labor pensions, indexation of social pensions is tied to change living wage pensioner for the previous year. Therefore, the amount of indexation of insurance and social pensions for the same year may differ (although in both cases it is associated with actual increase in consumer prices).

Thus, one of the positive changes in 2018 is a more noticeable increase in the cost of living (LS) in the country, including separately by region. At the same time, the installed PM allows everyone non-working pensioners receive additional payments (so-called social supplements up to the subsistence level- federal and regional), if the size of their pensions is lower than the approved values.

According to the law, the level of a citizen’s pension should always be not lower than the subsistence level in the region, in which he lives (hence the seemingly strange statements of the Government that “There are no low-income pensioners in Russia”- they all receive pensions in combination with other social benefits in an amount not less than the monthly minimum wage.

Since 2010, pension applications have already included a section on receiving social benefits. If your pension was assigned before 2010, and you did not submit a separate application for an additional payment, and the pension amount is below the established subsistence level in the region, then you must independently contact the territorial bodies of the Pension Fund.

Pension increase in 2018 in Russia for working pensioners

The laws adopted in the State Duma do not provide for any changes for the working population receiving pensions for 2018. This means that working pensioners will continue to receive pension amounts without annual indexation.

Let us recall that the indexation of pensions was stopped in February 2016 for those citizens who continue to work, having exercised their right to pension provision. The Government’s plans included not indexing pensions for working Russians up to 2019.

This moratorium on pension indexation operates as follows:

• Those citizens who retired before February 1, 2016 and retained workplace, have remained without an increase in their pensions since February 2016.
• For citizens who became pensioners after February 1, 2016, when calculating the individual pension coefficient (IPC), all increases that took place on the date the right to a pension became available are taken into account.
• If you continue to work and simultaneously receive a pension, all subsequent indexations from the date of employment will again not be applied.

Working pensioners have the right to increase their pension only through annual recalculation according to the employer. From August 1 of each year, the pensions of such citizens increase by the number of points taken into account in the previous year for the period of labor activity and payment of insurance contributions during this period. But no more than 3 points per year!

An example of how working pensioners will recalculate pension indexation in the Pension Fund

A woman born on May 1, 1962, retired in 2017 within the period established by law and continues to work. What indexations will be taken into account when determining the size of the pension? And from what time will the pension stop being indexed?

The calculation of the pension for this woman will be made on the date May 1, 2017. When calculating the IPC, all approved pension growth indices will be taken into account, starting from 2015 to 05/01/2017.

• The cost of one pension coefficient will be taken as of 05/01/2017 - this is 78.58 rubles.
• The fixed payment included in the insurance pension will be taken into account taking into account indexation as of May 1, 2017 and is equal to 4805.11 rubles.

Further, subject to continued performance of paid work, all subsequent indexations of singing after appointment will be suspended. Those. the indexation carried out will no longer be applied to this woman’s pension. And this will continue until she quits her job or is fired by her employer.

Indexation of pension after dismissal of a working pensioner in 2018

In 2017, a law was passed according to which the period for recalculating pensions after dismissal was changed. In 2018, working pensioners will be able to receive a pension with all missing indexes from the next month after dismissal. At the same time, the pensioner himself will not need to additionally apply to the Pension Fund, since this recalculation is entirely based on the monthly reporting of employers!

Previously, after leaving work, the pensioner received a recalculation of the pension received, taking into account all indexations in three months:

• the first month is the submission of reports to employers to the Pension Fund about citizens working in the organization;
• the second month - data on the fact of work was loaded into a single software package operating nationwide;
• the third is the adoption by the territorial body of the Pension Fund of the Russian Federation of a decision on recalculation.

For citizens who stopped working in 2018, the period for calculating pensions is reduced, taking into account indexations missed during work. This will be possible after entry into force from January 1, 2018 Federal Law No. 134-FZ of July 1, 2017.

However, the process of additional accrual of missed increases will be the same for technical reasons will also take several months. But after this, when paying an already recalculated pension after 3 months, an additional payment will be made for the entire period following dismissal.

This innovation applies only to those who have been laid off. after January 1, 2018. If a pensioner quit, for example, in December 2017, then the indexation of his pension will be carried out only from April 1, 2018 - without additional payment for the period from January to March (in other words, these months will be lost).

Latest news and latest changes in pensions

As has already become clear, the increase in pensions in the new year for most categories of pensioners (barely noticeable) or, as for the large category of working pensioners -. But in the new year demands will increase to already formed pension rights and the level of wages of Russian citizens for retirement:

Other significant changes to pension system Russia is not expected in 2018. In particular, the amount expected by many in the amount of 5,000 rubles will not be paid in 2018- this was a one-time, one-time additional payment, which was due to all pensioners in January 2017 in return for the additional indexation required by law that was missed in 2016 (and there is simply no reason to pay it in 2018).

And one of the few truly good news for Russians is that no decision has yet been made on what is relevant for those who are still working or planning to retire (including men born in 1958 and women born in 1963).

Will there be a one-time payment of 5,000 rubles to pensioners in 2018?

At the beginning of 2017, recipients of all types of pensions, regardless of the fact of work, received an additional payment of 5,000 rubles. This measure was necessary in the current economically unstable situation.

Against the backdrop of a high level of inflation and the impossibility of carrying out additional indexation of pensions, in 2016 a decision was made to make a one-time payment to citizens’ pensions (Law No. 385-FZ of November 22, 2016). Thus, the pensions of Russians were “conditionally re-indexed”, many of whom perceived this simply as a New Year’s gift.

Currently, according to the Government, the economic situation in the country is normalizing. Over the past 12 months, the increase in consumer prices (inflation) does not exceed 3%, and pensions in 2017 rose in total according to two indexations by 5.78%.

The upcoming indexation of 3.7%, planned for January 2018, exceeds the inflation rate for 2017. Therefore, no additional one-time payments (5 thousand rubles or any other) will be made besides!

Will there be an increase in the retirement age in 2018 (latest news)

In the last few years, the most discussed and acute issue for Russians is question of increasing the retirement age. In many other countries, including post-Soviet ones, corresponding decisions have already been made and are being implemented.

• For example, from January 2017 in Belarus the retirement age will be increased annually by six months until women reach 58 years and men 63 years. In Kazakhstan, the same values ​​apply - for women at 58 years old, for men at 63 years old.
• In many developed countries, such as Germany, men become pensioners at 65 years old, and women at 60 years old.
• In Ukraine, the Verkhovna Rada adopted a law on pension reform, which also included an increase in the current retirement age.

Now this issue has come to a head in Russia. According to the Government, it is primarily due to the fact that the working age in the country is increasing - i.e. About a third of Russians already stop working later than retirement.

However, due to the great unpopularity of this measure, the Russian Government has not yet made a final decision on extending the retirement age (although many consider this issue resolved and note that it will most likely begin to be implemented after the next presidential elections, which will be held in March 2018 - but for now these are just rumors).

How many points and work experience do you need to retire in 2018?

Since 2015, a point system for calculating labor (insurance) pensions for citizens has been in effect, in which insurance premiums paid to the Pension Fund by the employer for its employees are transferred from rubles to relative values ​​(points). The amount of contributions taken into account for the year is correlated with the maximum accountable amount of contributions approved by the Government, which corresponds to 10 pension points(this is the maximum that can be received in one year).

But in order to obtain the right to retire in old age within the generally established time limits, it is necessary to comply three mandatory conditions:

• reaching the legal age;
• availability of insurance (work) experience;
• the presence of an established value of the individual pension coefficient (IPC) or, in other words, the size of pension points.

It should be noted that this only applies to old age pensions! Other types of pensions for compulsory pension insurance (disability, survivors) are appointed independently on the length of work (insurance) experience and the number of points received.

Since 2018, a mandatory condition for granting a pension upon reaching retirement age (currently 55 years for women and 60 years for men) is the availability of 9 years of experience and 13.8 points individual pension coefficient (IPC).

An example of calculating pension points from 2015 to 2018

For a man born in 1965, he has an official salary before income tax (NDFL) of 30,000 rubles (accordingly, annual earnings are 360,000 rubles). Let’s assume that this citizen’s salary has never increased since 2015. At the same time, deductions are not made for him to the funded part of the pension, since he was born before 1967. Thus, the employer pays insurance premiums for this man to an individual personal account in the amount of 16% of earnings before personal income tax - that is, 16% × 360,000 = 57,600 rubles per year. Let's calculate how many points this man has earned since 2015, when the new pension formula came into effect.

Every year the Government approves for these purposes the so-called salary cap, the amount of mandatory contributions from which to the Pension Fund of the Russian Federation to a citizen’s individual personal account is 16%. Thus, the maximum established salary in the country from 2015 to 2018 is the following values ​​(see table below).

In 2018, the insurance base for contributions to the Pension Fund will amount to 1,021,000 rubles according to Government Decree No. 1378 dated November 15, 2017. Then maximum size insurance premiums taken into account for the year, taken for 10 points, will be 163,360 rubles (an increase compared to 2017 by almost 17%).

Therefore, every ruble earned in 2018 will “depreciate” when transferred to pension points relative to 2017 by immediately 1 - (1 / 1.17) = 15%, and relative to the level of 2015 - by more than 30! Therefore, it is not enough to have only a constant high salary to form decent pension rights. So that their volume does not decrease from year to year, according to the new pension formula salary must grow by at least 10% per year(see table above).

Let's return to our example. To convert monthly earnings of 30,000 rubles into points, you need to correlate the salary data (taking 16% of annual earnings, which in the example under consideration will be 57,600 rubles per year) to the established limit values ​​and multiply by 10:

• 57600 / 113760 × 10 = 5.06 points earned by a citizen in 2015;
• 57600 / 127360 × 10 = 4.52 points in 2016;
• 57600 / 140160 × 10 = 4.11 points in 2017;
• 57600 / 163360 × 10 = 3.53 points will be earned in 2018.

Thus, in just 4 years, while maintaining the same level of wages (in the example under consideration, this is 30 thousand rubles per month) the number of accrued pension points decreased by 30%(in this example - from 5.06 points in 2015 to 3.53 in 2018). Thus, in the modern pension system

What procedure for indexing pension payments is provided for by the legislation of the Russian Federation? What will happen to the indexation of pensions for working pensioners in 2018? Indexation or recalculation of pension: which is more profitable?

Pension for working pensioners in 2018:

will there be an increase in pension?

At the moment, due to the instability of the economic situation in the country, the level of negative impact of increased inflation on household incomes is increasing. Annual recalculation of pensions helps reduce the impact of inflation on the level of well-being of citizens of retirement age. Annual indexation of pensions is aimed at stabilizing the incomes of older citizens and preserving their purchasing power. It is expressed as an increase in monthly labor pension payments by a percentage of their total amount.

The procedure for indexing pensions

The legislation of the Russian Federation provides for the following procedure for indexing pension payments:

• In case of a sharp increase in the average price level by more than 6%, quarterly recalculations are carried out - 4 recalculations per year.
• With a significant, but not so rapid rise in prices, also more than 6%, it is carried out once every six months. Often, in early February and August.
• If the price increase does not exceed 6%, one recalculation of pension payments is carried out in early February.

In 2018, it was decided to change pension indexation procedure – now the first interest accrual will be made on January 1, which will allow you to receive a new amount of pension payment at the very beginning of the year.

An increase in the labor pension, both its insurance part and the funded one, is possible only with recalculation, which is carried out in a declared or non-declared form.

When indexing, most often no special application is required; changes in the monthly payment are carried out in accordance with the legislative acts in force at that time and the order of the Pension Fund.

Latest news about the abolition of pension indexation

working pensioners in 2018

In a recent statement by the head of the Ministry of Finance Anton Siluanov, it was stipulated that increase in pensions for working pensioners in 2018 Due to indexation, monthly payments are not provided. This policy is determined to be aimed primarily at supporting individuals who do not have an additional source of income other than pension fund payments. At the same time, citizens of retirement age who continue to increase their work experience will lose the following indexation percentages:

• From January 1, 2018, pension payments to non-working citizens of retirement age have been increased by 3.7%.
• From April 1, 2018, an increase of 4.1% is predicted.

The low cost of percent growth in pension insurance payments is associated with the low inflation rate for last year. According to statistical studies, its average value in 2017 was equal to 3% and in the current year it will be slightly more than 4%.

According to the latest news, in addition to indexation, the government provides for an increase in the price of the pension score - in 2018 it should be equal to 81.49 rubles. For working pensioners in 2018, it is planned to accrue work experience points - a maximum of 3, their total cost will be 244.47 rubles. There is some slight increase in cost here - the pension recalculation on August 1, 2017 provided for the price of three points in the amount of 235.74 rubles.

The head of the Ministry of Finance, Anton Siluanov, emphasized that in 2018 a general, widespread increase in wages will be implemented, “the increase will be higher than inflation.” Based on this information, we can conclude that indexation is not calculated pensions for working pensioners can be made up for by a general increase in wages. According to official information on salaries in 2018, it is planned to make an increase for public sector employees within 23%. Also, on average, there will be an increase in payments to employees in other areas by 4.1% from 2017 levels.

Cancellation of indexation for working pensioners in 2018

Bill on abolition of indexation of pension payments employed pensioners was proposed and implemented " pension reform"along with a number of others at the beginning of 2016, which was due to the difficult situation in the country's economy. It should be noted that all restrictions on calculating interest for working pensioners apply only to those who are covered by insurance. For persons receiving pensions from the state or social interest, recalculation of interest is mandatory.

It is now clear that indexation of pensions for working pensioners in 2018 remains in the same long-term freeze it was placed into in 2015. The question of whether the resumption of accrual of interest on pensions is planned to be brought up again for government discussion only when the 2020 budget is revised. Until this time, the resumption of accruals seems unlikely.

It should be noted that all restrictions are valid only at the time the employment contract is valid. Pension recalculation taking into account accumulated points and indexation percentages can be made when dismissal from the place of work. The recalculation is carried out within three months from the date of completion of work without first submitting an application and is drawn up according to the documentation submitted by the employer to the insurance fund.

Pension recalculation on August 1, 2018

Accrual pensions from August 1 for employed citizens of retirement age will be carried out according to the points system introduced in the Russian Federation in 2015. It provides for the calculation of monthly payments on an individual basis. Thus, bonuses are awarded for length of service, a certain type of service, conscription in the army, maternity leave, caring for a disabled person of the 1st group, etc.

In 2018, all pensioners engaged in working activities will receive a fixed monthly bonus for a year of work experience - within three points. Their number will depend on the volume and frequency of the corresponding payments from their employers to the Pension Fund.

This year the cost of one pension point is 81.49 rubles, it will be equal to the minimum increase. The maximum will not exceed 3 per year of service and will be within 244.47 rubles.

Indexation or recalculation of pension : which is more profitable?

If interest is accrued by the state periodically and in accordance with the current level of inflation, then we can talk about their significantly greater benefits. This is primarily due to the fact that in this case, payments are made by the pension fund and do not depend on the employer calculating payments for recalculation, or on the ratio of “white” and “black” wages. In addition, according to indexation, not fixed periodic payments are accrued annually, but interest on the total amount of the monthly pension payment, which allows you to increase the amount of accruals in the future.

Using the example calculation you can clearly see how different payments for indexation and recalculation are. So, if a citizen has a pension of 8,000 rubles, indexation for January (3.7%) and April (4.1%) of 2018 will generally be equal to 636 rubles (296+340 rubles, respectively). Receiving a monthly increase in accrued recalculation points (245 rubles) will not cover the cost of interest, but will be less than half of its amount.

Using the above example, it is easy to imagine how different the benefit from annual indexation will be from the benefit from point-based recalculation when the pension is increased to the levels of 15,000 or 20,000 rubles. With a pension of 20,000, the indexation percentage for 2018 will be about 850 rubles, which will be incomparably higher than the maximum amount of payments for recalculation and will exceed them more than three times.

Conclusion

Thus, summarizing all that has been said, we can draw the following conclusions about the situation with the indexation of pension payments for working pensioners:

• Indexation is aimed at improving the financial situation of the population of retirement age. It is held annually and is one of the methods of combating inflation associated with the difficult economic situation in the country.

The size of the fixed payment after indexation will be 4,982.9 rubles per month. The average annual old-age insurance pension in 2018 will be 14,075 rubles. From April 1, 2018, state pension pensions, including social pensions, for working and non-working pensioners will be indexed by 4.1 percent. The average annual social pension will be 9,045 rubles.

The average social pension for disabled children and people with disabilities since childhood of the first group will be 13,699 rubles. From February 1, 2018, the size of the monthly cash payment (MCB) received by federal beneficiaries will be indexed by 3.2 percent. The compensation payment to those caring for disabled citizens will be 1.2 thousand rubles per month.

Payments to unemployed parents of disabled children and people with disabilities since childhood will be made in the amount of 5.5 thousand rubles. As before, in 2018, all elderly people whose pension is below the subsistence level will receive a social supplement up to the level of the official pensioner’s subsistence level. The main type of pension in the region in 2018 will continue to be an insurance pension. More than 90 percent of all pensioners receive it.

The topic of increasing pensions in Russia today is being discussed very actively at all levels.

Of course, in 2016 indexation was not carried out in full, and in 2017 the increase was not as large as many older people wanted. That’s why many people are concerned about whether there will be an increase in pensions in 2018 and by what percentage the payments will increase.

Some pension parameters for 2018 have become known today.

Pension 2018: latest news on indexation

The government has already revealed plans for indexing pensions in 2018, which means something definite can be said on this issue.

Pension increase in 2018: should we expect an increase?

The question of whether there will be indexation of pensions in 2018 can be answered definitely - there will be an increase. The question is by what percentage?

Let us remind you that in February 2016, pensioners’ pensions were increased by only 4 percent. The government promised pensioners a second indexation in the second half of the year, but it did not happen. Instead, pensioners were given lump sum payment in the amount of 5 thousand rubles, and even then in January 2017.

The authorities promised to index pensions in full in 2017, that is, at the inflation rate of 2016. According to official data from Rosstat, inflation in Russia in 2016 was 5.6 percent. As a result, in February 2017 insurance pension raised by 5.4 percent, and in April by another 0.38 percent.

By what percentage will pensions increase in Russia in 2018? Let us remind you that Deputy Prime Minister Olga Golodets reported that the country is restoring the usual, legal procedure for indexing pensions - according to actual inflation. This means that in 2018, insurance pensions should be increased to the inflation level for 2017. What this value will be will become clear by the end of the year. But plans for future indexing have become known today.

Indexation of pensions in 2018: by what percentage

As previously reported " Russian newspaper", from February 2018, insurance pensions were planned to be increased by 3.8 percent. This is indicated in the main parameters of the budget of the Russian Pension Fund (PFR) for 2018 and the planned 2019-2020 years. Accordingly, the cost of the individual pension coefficient ( pension point), taking into account which insurance pensions are assigned, was supposed to increase from 78.58 rubles to 81.57 rubles.

However, judging by the latest news, the situation has changed. Labor Minister Maxim Topilin recently told reporters that insurance pensions will increase by 3.7 percent in 2018, not from February 1, as usual, but from January 1. The change in timing is aimed at ensuring a more significant increase in real pensions next year, RIA Novosti reports. The cost of one pension coefficient will be 81 rubles 96 kopecks.

In addition, it is proposed to adjust the size of the fixed payment to insurance pensions, setting it from January 1, 2018 in the amount of 4982.9 rubles (an increase of 1.037%). As a result, the average annual old-age insurance pension in Russia will increase in 2018 to 14,137 rubles and amount to 160.5% of a pensioner’s subsistence level.

(adsbygoogle = window.adsbygoogle || ).push());

Why has the indexation percentage decreased slightly? But because inflation in Russia is decreasing faster than planned. Until recently, the inflation forecast for 2017 was 3.7 - 3.8%, but now the data has changed. It is now expected that inflation in 2017, according to official data, will be only 3.2%, and, accordingly, pensions will rise even more than prices.

Let us remind you what increase in pension is planned for the future. In 2019 and 2020, the old-age pension will increase by 4 percent per year, said Alexander Kurtin, deputy chairman of the board of the Russian Pension Fund (PFR). Rossiyskaya Gazeta also wrote about this

Pensions for working pensioners in 2017 - 2018

Unfortunately, there is not much to please working pensioners.

Working pensioners will not have their pensions indexed in February 2018. And in the next couple of years, they may not expect their pensions to be indexed if they work during this period.

Let us remind you that in accordance with current legislation, starting from 2016, planned indexation of the insurance pension and the fixed payment to it, carried out on February 1, does not apply to working pensioners. For a pension increase to occur, you must quit your job.

But in August 2018, working pensioners will receive a traditional non-declaration recalculation. The increase in pension as a result of recalculation is individual in nature and depends on the amount of insurance contributions that the employer paid to the Pension Fund for a working pensioner in 2017.

Pension increase from April 1, 2018: by how much?

State pension benefits, including social ones, will be increased from April 1, 2018 for both working and non-working pensioners. How much? But this is actually a good question.

As we remember, from April 1, 2017, state pensions, including social ones, were indexed by 1.5 percent.

It was previously reported that in 2018 social pensions are planned to increase by 1.2 percent. Deputy Chairman of the Board of the Russian Pension Fund (PFR) Alexander Kurtin spoke about this in the summer. And now other information is coming. Rossiyskaya Gazeta reported that the indexation of social pensions from April 1, 2018 is planned at 4.1 percent! Well, let's see what figure the State Duma approves. As soon as new data appears, we will inform you immediately latest news readers!

Let us remind you that in the next two years, in 2019 and 2020, social pension, according to Deputy Chairman of the Board of the Russian Pension Fund (PFR) Alexander Kurtin, it is planned to increase by 3.9 percent and 3.5 percent, respectively.

Let us note that, as before, in 2018 there will be no pensioners in Russia with a monthly income below the subsistence level of a pensioner in the region of residence. All non-working pensioners will receive a social supplement to their pension up to the level of the pensioner’s subsistence level in their region of residence.

Pension indexation calendar for 2018

Based on this information, you can create a preliminary pension increase calendar for 2018.

• From January 2018, the insurance pension for non-working pensioners will increase by 3.7 percent.
• From February 2018, other monthly payments to beneficiaries will be indexed by 3.2%.
• From April 2018, the social pension will increase by 4.1 percent.
• In August 2018 years will pass recalculation of pensions for working pensioners, depending on their salary for 2017, but not more than 3 pension points.

Read also on the topic:

The 2017 Confederations Cup will be held at a high level. 2017 Confederations Cup match schedule The procedure for calculating pensions for non-working old-age pensioners in 2018 Salary, bonus 1010, savings, 13th salary for civilian personnel of the Russian Defense Ministry in 2018 Tax amnesty 2018 for individuals and individual entrepreneurs: to whom and how will debts on taxes and contributions be written off?

Legislative decisions of the Government of the Russian Federation provide for an increase in pension and social payments every year. In December, the Pension Fund (PF) announced the indexation of pension accruals for retired citizens who do not have additional income from work. What will be the real increase in pensions for non-working pensioners in 2018 and when can citizens who have rightfully deserved a vacation be expected to receive such an increase?

What is pension indexation

It is known that pensions are indexed by the Government in order to implement nationwide measures, the purpose of which is to improve the quality of life of Russians and compensate for price increases. When talking about indexation, it is necessary to distinguish this term from the recalculation of pension insurance payments, especially since these concepts are often confused. Indexing affects exclusively non-working pensioners, and recalculation of accruals is provided for working pensioners.

If old man continues to work, receiving a salary; recalculation depends on transfers from his employer. Upon dismissal, all indexations that occurred during his work are taken into account and after 3 months the amount of pension benefits is increased by the required coefficients. There is no need to apply for such promotions yourself. The territorial bodies of the Pension Fund independently carry out the calculations.

In discussions about reform, the State Duma believes that working pensioners do not need indexation of insurance coverage, explaining this by a shortage of money in the funded part. As a possible way out of this situation, to replace frozen pension savings NPFs are invited to submit an application for discussion on the implementation of the IPC (individual pension capital) system, which would relieve the burden on the budget and increase provision for everyone.

Average pension in Russia

The average annual pension amount does not depend on the cost of living. According to calculated data from the Pension Fund of Russia, payments to old-age pensioners in 2018 will amount to 14 thousand rubles. on average, while today the pension subsistence minimum is 8,496 rubles. Through indexation, the Government of the country significantly reduces the difference between these indicators. Some older Russians receive benefits below the minimum subsistence level. Such citizens are entitled to special additional payments, which are also regularly indexed simultaneously with labor pensions.

Legal regulation

Supplements for payments to non-working pensioners in 2018 are established in accordance with the main legal documents in this area: the laws “On Insurance Pensions” No. 400-FZ and “On State Social Assistance” No. 178-FZ, which provides for an annual increase from February of fixed insurance payments, pension coefficient and social surcharges on the consumer price increase index of the past year. This amount is set by the Government of the country, and the source of funds is the budget of the Russian Pension Fund.

The cost of the coefficient every year from April is determined by the law on the budget of the Pension Fund of the Russian Federation for the current and next period. To implement indexing in 2018 in special regime it was necessary to make changes in this legal area: a law was developed, considered by the State Duma simultaneously with the law on the Pension Fund budget. At the end of 2018, on December 28, the President signed the law of December 28, 2017 No. 420-FZ, which approved the specifics of increasing the insurance pension for the next year. The PF budget for 2018 was adjusted by law dated December 19, 2016 No. 416-FZ.

Increasing pensions for non-working pensioners

According to the new legal norms, indexation is provided for all grounds for assigning insurance pensions - old age or disability, loss of a breadwinner. It will be produced at an accelerated pace, taking into account the excess of expected inflation in 2018. The goal is to provide a more tangible increase in income for non-working pensioners in the new year. At the same time as the indexed insurance part, the cost of the pension coefficient (point) will increase.

The provision of social pensioners will not be left without an increase. This group of people includes disabled people, WWII veterans, certain categories of dependents and Russians who were unable to retirement age earn money required quantity years of labor (insurance) experience. For such categories legislative changes it is specified that the final material support a pensioner citizen must be no less than last year(including social benefits for the current year).

The upcoming indexation is provided only for non-working elderly people, and working pensioners are expected to provide for themselves. They are scheduled to receive an increase based on the points they earn starting in August. Experts consider this approach not only erroneous, but discriminatory and socially unfair. Many pensioners work for a small income that does not cover rising prices, and are deprived of indexation. According to the law, after leaving work, such citizens wait 3 months for the indexed increase. In 2018, they will already receive an increase in benefits after dismissal from the 1st month.

Indexation percentage

According to the new law No. 420-FZ, the fixed insurance payment has been increased by 1.037 times and its established amount is 4982 rubles. 90 kopecks The coefficient is also increased by 1.037 times and is equal to 81 rubles. 49 kopecks The indexation value, amounting to 3.7%, is higher than the indicator for forecasting economic inflationary processes (2.6%). Currently, the consumer price index is 3.2%. For the first time during the crisis years, the indexation of pensions for non-working citizens in 2018 was marked by a level higher than actual inflation (by 1.1%). The size of the increase social security will be 4.1%.

When will the pension be increased?

Previously, insurance (labor) pension accruals were indexed from February 1, but in 2017 the coefficients were replaced by a one-time compensation payment of 5 thousand rubles. The innovations of Law No. 420-FZ are not only recalculation, but also changes in payment dates. It was decided to increase the increase ahead of schedule from January 1, 2018 and once. The effect of the relevant rules on additional annual increases has been suspended until 2018. Federal beneficiaries will begin to receive indexed payments from February 1, the size of their increase takes into account the inflation forecast - 3.2 percent.

How the insurance part will change

As a result of the approved pension growth indices from January 1, 2018 (for comparison, data for 2017 is also indicated) will be the following values:

Individual pension coefficient in 2018

The legal basis for pension provision is reviewed every year. In 2018, to assign an insurance pension to a Russian, a work experience of 9 years or more is required. To calculate pension payments, all the rights of a retired citizen are taken into account, converted into points: the length of his work activity; wages; employer insurance contributions. To acquire the right to an insurance pension, you need to have a total of 13.8 points. Such coefficients (pension points) have also been increasing since January, along with general indexation from 78 rubles. 28 kopecks up to 81 rub. 49 kopecks

Indexation of fixed payment

The slowdown of inflation processes in Russia allowed the Ministry of Economic Development to predict a decrease in the price index. Pension indexation funds have already been included in the country's budget in a higher amount of 3.7-3.8%, which corresponded to the early inflation forecast. The government decided to increase the increase by 3.7 percent and make ahead of schedule for one month. As a result, the fixed payment is indexed by a factor of 1.037 times (in the amount of 4982.9 rubles) and the average annual amount of security accrued for old age is projected at the level of 14075 rubles.

Military pension from January 1, 2018

Former military personnel, like other persons with pensioner status, hope for an increase in state material payments and expect an increase in the so-called “reduction coefficient” for calculating their pensions. At the same time, the Government of the country decided to freeze the reduction coefficient and return to considering the issue of increasing it during the execution of the budget.

So far, along with the indexation of pensions for non-working pensioners in 2018, the provision of military pensioners is indexed by 4 percent. Their average increase will be about a thousand rubles, from 24,500 to 25,500 rubles. This will happen not from February, but from January 1, as for civilians. In addition, the President established that indexation should be carried out every year for military employees of the Prosecutor General’s Office and the Investigative Committee, with the establishment of a monthly additional payment for the rank. These innovations take effect from 02/01/2018.

The purpose of the changes is to increase social protection employees who resigned from the Prosecutor's Office or the Investigative Committee. Until 2018, military prosecutors and investigators were subordinate to the Ministry of Defense, and then they became part of the staff of the Prosecutor General’s Office or the Investigative Committee. As a result, there was a difference in the provision of such pensioners. The exact amount of increase for them depends on the rank (title) upon dismissal from the authorities.

Increase in social pensions from April 2018

Amendments introduced pension law social pension payments were also affected. Provision is made not only for the indexation of pensions for non-working pensioners in 2018, but also for working persons in this category who receive a social pension from the state. It will be 4.1%. The increase period is set from 04/01/2018. Social pensioners will be paid additionally up to the subsistence level.

According to the state statistical service, in a number of regions of the country the minimum subsistence level of a pensioner has decreased, which, as a conclusion from the current legislation, entails a reduction in social security payments, but with the latest legal innovations this will not be allowed. It was decided that the total financial support of a pensioner citizen should be no less than for the previous year (taking into account current additional payments and benefits).

How much will pensions be indexed?

Currently, over 4 million people receive a social pension. The growth percentage for them will be 4.1 versus 1.5 percent in 2018, and the average pension social payment will increase to 9,045 rubles, whereas previously social security from the state was 8,700 rubles. The pension increase in 2018 for non-working pensioners of this group will be carried out in the spring of the coming financial period: these pensioners are included in the 2nd stage of indexing.

Indexation of social benefits for disabled people

The state also pays social pensions to disabled people, who are also scheduled for an increase. Such indexing will be carried out according to the characteristics of disability assignment. So, some people receive 15,000-16,000 rubles, and many who do not have the necessary experience, who have only 5,000-6,000 rubles. These disabled people with incomes below the subsistence level are entitled to additional social protection.

Social pension payments are indexed by 4.1% (for comparison: in 2018 the increase was 1.5 percent). Thus, the average pension for disabled people of the 1st group. from childhood or a disabled child in 2018 will reach 13,699 rubles against the previous 13,026 rubles. It is important that this coefficient is also higher than the predicted inflation level. The size of the final social assistance supplement depends on the group and the reason for receiving disability (see table above).

Video