Legislative decisions of the Government of the Russian Federation provide for an increase in pension and social payments every year. Pension Fund(PF) in December announced the indexation of pension payments to pensioners who do not have additional income from work. What will be the real increase in pensions for non-working pensioners in 2018, and when can we expect such an increase to be carried out by citizens who have already rightfully deserved rest?

What is pension indexation

It is known that pensions are indexed by the Government in order to implement national measures aimed at improving the quality of life of Russians and compensating for the rise in prices. Speaking of indexation, it is necessary to distinguish this term from the recalculation of pension insurance payments, especially since these concepts are often confused. Indexing affects only non-working pensioners, and the recalculation of charges is provided for working pensioners.

If old man continues to work, receiving a salary, the recalculation depends on the transfers of his employer. Upon dismissal, all indexations that have occurred during his work are taken into account and after 3 months the amount of pension benefits is increased by the prescribed coefficients. You do not need to deal with the application itself to receive such promotions. The territorial bodies of the PF are independently engaged in calculations.

In discussions on reforming, the State Duma believes that working pensioners do not need to index insurance coverage, explaining this by the lack of money in the funded part. As a possible way out of this situation, to replace frozen pension savings NPFs are invited to submit an application to discuss the implementation of the IPC system (individual pension capital), which would relieve the burden on the budget and increase security for everyone.

Average pension in Russia

The average annual amount of pension provision does not depend on the subsistence level. According to the estimates of the Pension Fund of the Russian Federation, payments to old-age pensioners in 2018 will amount to 14 thousand rubles. on average, while today the pension subsistence minimum is 8496 rubles. By means of indexation, the Government of the country significantly reduces the difference between these indicators. Some elderly Russians receive support below the minimum subsistence level. Such citizens are entitled to special additional payments, which are also regularly indexed at the same time as labor pensions.

Legal regulation

The allowances for payments to non-working pensioners in 2018 are established in accordance with the main legal documents in this area: laws "On insurance pensions" No. 400-FZ and "On state social assistance" No. 178-FZ, which provides for an annual increase from February in fixed insurance payments, pension coefficient and social surcharges for the index of increase in consumer prices of the past year. This size is established by the Government of the country, and the source of funds is the budget of the PF of Russia.

The cost of the coefficient every year from April is determined by the law on the budget of the PF RF for the current and next period. To implement indexing in 2018 in special regime it was necessary to make changes to this legal area: a law was developed that was considered by the State Duma simultaneously with the law on the PF budget. At the end of 2018, on December 28, the President signed the law of December 28, 2017 No. 420-FZ, which approved the specifics of increasing the insurance pension for the next year. The budget of the Pension Fund for 2018 was adjusted by the law of December 19, 2016 No. 416-FZ.

Increase in pensions for non-working pensioners

According to the new legal norms, indexation is provided for all grounds for granting insurance pensions - old age or disability, loss of a breadwinner. It will be produced at a faster pace, taking into account the excess of the expected inflation in 2018. The goal is to provide a more tangible increase in income for non-working pensioners in the new year. Simultaneously with the indexed insurance part, the cost of the pension coefficient (point) will increase.

The provision of social pensioners will not be left without an increase. This group of persons includes the disabled, veterans of the Great Patriotic War, certain categories of dependents and Russians who have not been able to earn the required number of years of work (insurance) experience by retirement age. For such categories, legislative changes specify that the final material security of a citizen-pensioner must be no less than last year(including social security payments for the current year).

The upcoming indexation is provided only for non-working elderly people, and working pensioners are supposed to provide for themselves. They are planning to increase from the points earned from August. Experts consider this approach not only erroneous, but discriminatory and socially unfair. Many retirees work for a small income that does not cover the rise in prices, and at the same time are deprived of indexation. According to the law, leaving work, such citizens wait for an indexed increase for 3 months. In 2018, they will already receive an increase in security after dismissal from the 1st month.

Indexing percentage

Under the new law No. 420-FZ, the fixed insurance payment has been increased by 1.037 times and its established amount is 4982 rubles. 90 kopecks The coefficient is also increased by 1.037 times and is equal to 81 rubles. 49 kopecks. The indexation value, which is 3.7%, is higher than the indicator of forecasting economic inflationary processes (2.6%). At the current time, the consumer price index is 3.2%. For the first time in the crisis years, the indexation of pensions for non-working citizens in 2018 was marked by a level higher than actual inflation (by 1.1%). The size of the increase social security will amount to 4.1%.

When will the pension be raised

Earlier, insurance (labor) pension accruals were indexed from February 1, but in 2017 the coefficients were replaced by a one-time compensation payment of 5 thousand rubles. The innovations of Law No. 420-FZ are not only a recalculation, but also a change in the dates of payments. It was decided to increase it at an early pace from January 1, 2018 and once. The effect of the relevant norms on additional terms for an increase in the year is suspended until 2018. Federal beneficiaries will begin to receive indexed payments from February 1, the size of their increase takes into account the inflation forecast - 3.2 percent.

How the insurance part will change

As a result of the approved indexes of pension growth from January 1, 2018 (for comparison, the data for 2017 are also indicated) will amount to the following values:

Individual pension coefficient in 2018

Legal basis for pension provision revised every year. In 2018, to assign an insurance pension to a Russian citizen, a work experience of 9 years or more is required. For calculating pension payments, all the rights of a citizen-retired are taken into account, converted into points: his work experience; wage; employer insurance premiums. To acquire the right to insurance pension, you need to have a total of 13.8 points. Such coefficients (pension points) have also been increasing since January, simultaneously with the general indexation from 78 rubles. 28 kopecks up to 81 p. 49 kopecks.

Fixed payment indexation

The slowdown in inflationary processes in Russia allowed the Ministry of Economic Development to predict a decline in the price index. Pension indexation funds have already been allocated to the country's budget in a higher volume of 3.7-3.8%, which was in line with the early inflation forecast. The government decided to increase the increase by 3.7 percent and make ahead of time for one month. As a result, the fixed payment is indexed by a factor of 1.037 times (in the amount of 4982.9 rubles) and the average annual value of the security accrued for old age is projected at the level of 14075 rubles.

Military pension from January 1, 2018

Former military personnel, like other persons with pensioner status, hope for an increase in state material payments and expect an increase in the so-called "reduction factor" for calculating their pensions. At the same time, the Government of the country decided to freeze the decreasing coefficient and return to the consideration of the issue of increasing it already during the execution of the budget.

So far, along with the indexation of pensions for non-working pensioners in 2018, the provision of military pensioners is indexed by 4 percent. Their the average size the increase will be about a thousand rubles, from 24,500 to 25,500 rubles. This will not happen from February, but from January 1, as for civilians. In addition, the President established that indexation should be carried out every year for the military - employees of the Prosecutor General's Office and the Investigative Committee, with the establishment of a monthly additional payment for a rank. These innovations take effect from 02/01/2018.

The purpose of the changes is to increase social protection employees who resigned from the Prosecutor's Office or the Investigative Committee. Until 2018, military prosecutors and investigators were subordinate to the Ministry of Defense, and then they entered the staff of the Prosecutor General's Office or the Investigative Committee. As a result, there was a difference in the provision of such pensioners. The exact amount of the increase for them depends on the rank (rank) upon dismissal from the authorities.

Increase in social pensions since April 2018

The introduced amendments to the pension law also affected social pension payments. It provides not only the indexation of pensions for non-working pensioners in 2018, but also for working people of this category who receive a social pension from the state. It will be 4.1%. The term for the increase is set from 01.04.2018. Social pensioners will be paid extra even before the subsistence level.

According to the information of the state statistical service, in a number of subjects of the country the subsistence level of a pensioner has decreased, which, as a conclusion from the current legislation, entails a decrease in social benefits, but the latest legal innovations will not allow this. It was decided that the total material security of a citizen-pensioner should be no less than last year (taking into account current additional payments and benefits).

How much pensions will be indexed

Currently, over 4 million people receive social pensions. The percentage of growth for them will be 4.1 against 1.5 percent in 2018, and the average pension social payment will increase to 9045 rubles, while earlier social security from the state was 8700 rubles. The increase in pensions in 2018 for non-working pensioners of this group will be carried out in the spring of the coming financial period: these pensioners are entering the 2nd stage of indexing.

Indexation of social benefits for people with disabilities

The state also pays social pensions to people with disabilities, for whom an increase is also planned. Such indexing will be carried out according to the characteristics of the assignment of disability. So, some people receive 15,000-16,000 rubles, and many of those who do not have the necessary experience, who have only 5,000-6,000 rubles. These disabled people with an income below the subsistence level are entitled to additional social protection.

Social pension payments are indexed by 4.1% (for comparison: in 2018, the increase was by 1.5%). So, the average size of the pension of disabled persons 1st gr. from childhood or a disabled child in 2018 will reach 13,699 rubles against the previous 13,026 rubles. It is important that this coefficient is also higher than the forecasted inflationary level. The amount of the final social assistance supplement depends on the group and the reason for the disability (see the table above).

Video

Found a mistake in the text? Select it, press Ctrl + Enter and we'll fix it!

MOSCOW AND MOSCOW REGION:

SAINT PETERSBURG AND LENIGRAD REGION:

REGIONS, FEDERAL NUMBER:

Indexation of pensions for working and non-working pensioners in 2019

Indexation of workers' pensions and unemployed pensioners in 2019 - already a sensational topic. In this article, you will find out if there will be a pension increase for working pensioners in 2019. You will also get acquainted with other important nuances regarding pensions. Let's figure out the exact percentages and amounts that the state promises to different categories of pensioners.

Increase for working pensioners in 2019

In accordance with the current legislation, the recalculation of insurance coverage, as well as fixed payments to it, which must be carried out on February 1, do not apply to working pensioners. However, in August 2018, an unannounced recalculation is expected. The increase in benefits depends on the contributions for each of them, which were accrued by the employer for the Pension Fund of Russia for 2018-2019. If we talk about social benefits, then from April 1, 2018, regardless of labor status, senior citizens are entitled to a 4.1% increase.

Indexation of pensions

What should be the indexation of pensions for working pensioners in 2019? Since wages have started to rise, it is planned to increase income and reduce inflation. Elderly citizens who continue to work have a higher level of income than the non-working category of pensioners. When a person of retirement age resigns, transfers will be recalculated for previous years. This is the procedure for indexing the pension of working pensioners after dismissal. Everyone decides for himself whether to continue working or not, given that the recalculation has been canceled. Often people do not need to go on a well-deserved rest.

Continuing work

The anti-crisis measure does not provide for the recalculation of pensions for working pensioners. In other words, to increase the size of the enumerations, you need to stop working. The database of the Russian Pension Fund contains a coefficient for each person, which depends on the amount of insurance premiums paid. While the person continues to work, these points are awarded and affect the amount of the benefit.

Dismissal of a pensioner from work

In 2019, the mechanism for reviewing the provision during the official employment of citizens will be changed. How quickly the indexation of pensions of working pensioners after dismissal will be carried out depends on whether the employer submitted information to the Pension Fund of the Russian Federation in a timely manner. The budget of the department is determined taking into account the fact that the money of unemployed elderly people is recalculated in accordance with the inflation rate.

The term for the indexation of pensions after the pensioner has stopped working

So, how is the indexation of pensions for non-working pensioners going in 2019? If an elderly person resigned from January 1, 2019, then his benefits will be indexed next month upon termination of employment, that is, from the month of dismissal. The pensioner will receive funds three months after his dismissal, and the money will be compensated by that time.

Let's look at an example of how payments will be recalculated in 2019 in the period following the month of dismissal:

For example, a pensioner quit in August;
in September Pension Fund Russian Federation will receive data from the employer that a certain citizen is still an employee;
in October, the department will have a report, which will indicate that he has already completed his labor activity;
in November, the Pension Fund of the Russian Federation will again review the amount of payments;
in December, you can already receive a transfer, as well as the difference between the old and the new type of cash security for the last three months.

On the unreported recalculation of pensions

Many people want to receive income that is constantly increasing. Thanks to the IPK (individual pension coefficient, the sum of all the annual pension coefficients of a citizen) and taking into account the growth of inflation, the Pension Fund of the Russian Federation appoints increases to monthly payments. The following factors are also taken into account. For example, wages and unaccounted coefficients received after the establishment of monetary security will be individual for each citizen. Therefore, the premium to the August payment may be different. The increased cash support depends on the points that have been scored, as well as on the time of the end of the labor activity.

When will it take place?

Consider the issue of indexing old-age pensions in 2019. In August 2018, the amount of money transfers from working pensioners was automatically recalculated. This refers to those who have old age or disability insurance benefits and for whom their employers paid premiums in 2019. The post-recalculation surcharge will depend on:
assigned individual pension coefficient;
the size of insurance investments;
the size of wages for 2019.

How much will the pension be increased?

In each case, an individual calculation is made to calculate the required pension increase for working pensioners. Since 2015, income premiums are converted into points, this information saved in the personal account of the Pension Fund. The financial support of each pensioner depends on the points that have been accumulated, this is the individual pension coefficient.

Also, after the allowance has been issued, the number of points is revised and increased.

For older workers, contributions of 22% and further are deducted from wages to the Pension Fund. They are converted into points. Annually in August, there is an unclassified recalculation of the above indicators. In short, there is no need to send any applications to collect money with benefits, as these transfers are recalculated every year. Unaccounted points are taken into account after the employee has retired.

For example, in August 2018, the accrual of the required increase will be based on the points earned from January 1, 2018 to December 31, 2018. If during this term the person officially worked, then the increase for August 1, 2018 will be assigned by means of indexing.

Increasing the monthly income for non-working pensioners in 2019

As for the monthly cash payment, it will be indexed by 7% for non-working pensioners living in a zone with a socio-economic status. The law has been amended since February 1, 2018. The increased amount of EDV will amount to 169 rubles 19 kopecks.

The social policy pursued by the Russian government contributes to the improvement of the well-being of those who have retired amid economic instability. Unfortunately, the news for working retirees is not impressive. The indexation of pensions for working pensioners in 2018 is a sensational topic, moreover, the amount of security for citizens of the Russian Federation cannot cover the modest expenses of older people.

What awaits working pensioners in 2018

According to the current legislation, the recalculation of the amounts of insurance coverage and fixed payments to it, which are scheduled for February 1, does not apply to working pensioners. But in August 2018, there will be an unannounced recalculation. The increase in benefits will depend on the contributions for each of them, which were deducted by the employer for the FIU in 2018. With regard to social benefits, from April 1, 2018, regardless of their labor status, senior citizens should receive a 4.1% allowance.

Will there be indexation of pensions

Minister of Finance of Russia A.G. Siluanov noted that the growth of wages has begun to progress, so an increase in income and a decrease in inflation is expected. The income level of elderly citizens who continue to work is higher than that of those who do not work. After the dismissal, the transfers will be recalculated for previous years, this is the procedure for indexing pensions to working pensioners after dismissal. Everyone makes their choice: to continue working, taking into account the cancellation of recalculation, or not. Often the need does not allow to go on a well-deserved rest.

Continuing to work

There is nothing to please this category of citizens, since the recalculation of pensions for working pensioners is not provided for as an anti-crisis measure. In other words, in order for you to increase the size of transfers, you need to give up work. In the PFR database, a coefficient is noted for each, depending on the amount of insurance premiums paid. As long as the person continues to work, these points will be awarded and affect the amount of the benefit.

After dismissal

From 2018, the mechanism for revising the amount of security for the period of official employment of citizens will be revised. How quickly the indexation of pensions for working pensioners after dismissal will occur depends on whether the employer submitted information to the FIU on time. The budget of this department is determined taking into account the fact that the funds of non-working elderly people will be recalculated in accordance with the inflation rate.

Terms of indexation of pension payments after termination of employment

Elderly persons who quit on January 1, 2018 will be indexed benefits from the next month upon termination of work, that is, from the month of dismissal. They will start receiving money three months after their dismissal, but the funds will be compensated during this time. Let us consider, using an example, how payments will be recalculated in 2018 in the period following the month of dismissal:

• The man quit in August.
• September: The FIU will receive information from the employer that a certain citizen is still an employee.
• October: the department has reports, where it is indicated that he is no longer engaged in labor activities.
• In November, the FIU will resume reviewing the amount of payments.
• In December, you can receive a transfer, plus the difference between the old and new cash collateral for the last three months.

Unsolicited recalculation of pensions

Many would like to receive a regularly increasing amount of income. With the help of the PKI and taking into account the growth of inflation, the FIU assigns increases to monthly payments. There are also some factors to consider. For example, the salary and unaccounted coefficients obtained after the establishment of monetary security will be different for all citizens. Therefore, the allowance for the August payments is individual. The increase in cash support depends not only on the points scored, but also on the time of completion of the labor activity.

When will it be produced

In August 2018, the amounts of money transfers from older persons who continue to work will be automatically recalculated. We are talking about those people who have insurance benefits for disability or old age and for whom in 2018 insurance premiums were paid by employers. The amount of the surcharge after recalculation will depend on:

• salaries for 2018;
• the size of insurance investments;
• assigned by PKI.

How much will the pension increase

For each case, an individual calculation is made in order to calculate the required pension increase for working pensioners. Since 2015, all insurance premiums from our income are transferred and counted as points, this information is stored in the personal account of the Pension Fund. The amount of each cash security is dependent on the points accumulated, called the Individual Pension Ratio. Even after the grant is issued, the number of points is reviewed and increased.

As for the elderly workers, contributions in the amount of 22% of the salary are then deducted to the FIU and recalculated as points; every year in August, these indicators are recalculated without a claim. In other words, you do not need to send any statements to collect these cash along with the allowance, since these transfers will be recalculated annually based on unrecorded points after you retire, and you will be able to get your money.

For example, in August 2018, the accrual of the required increases in accordance with clause 3 of part 1 of article 18 of the Federal Law "On Insurance Pensions" will be made on the basis of points received from January 1, 2017 to December 31, 2017. If this period of time the person was officially employed, then the increase from August 1, 2018 will be assigned using indexation.

Video

Found a mistake in the text? Select it, press Ctrl + Enter and we'll fix it!

What is the procedure for indexing pension payments provided for by the legislation of the Russian Federation? What will happen to the indexation of pensions for working pensioners in 2018? Indexation or recalculation of pensions: which is more profitable?

Pension for working pensioners in 2018:

will there be an increase in pension

At the moment, due to the instability of the economic situation in the country, the level of negative impact on the incomes of the population of rising inflation is increasing. The annual recalculation of pensions helps to reduce the impact of inflation on the well-being of citizens of retirement age. Annual indexation of pensions is aimed at stabilizing the incomes of senior citizens, maintaining their purchasing power. It is expressed as an increase in monthly payments labor pension by a percentage of their total.

The procedure for indexing pensions

The legislation of the Russian Federation provides for the following the procedure for indexing pension payments:

• With a sharp increase in the average price level by more than 6%, 4 recalculations are carried out quarterly per year.
• With a significant, but not such a rapid rise in prices, also more than 6%, it is held every six months. Often, in early February and August.
• If the price increase does not exceed 6%, one recalculation of pension payments is carried out in early February.

In 2018, it was decided to change procedure for indexation of pensions - now the first accrual of interest will be made on January 1, which will allow you to receive a new amount of pension payments at the very beginning of the year.

An increase in the labor pension, both its insurance part and the funded one, is possible only with recalculation, which is carried out in a declarative or non-declaring form.

When indexing, most often it is not required to provide a special application, the change in the monthly payment is carried out in accordance with the legislative acts in force at that time and the order of the Pension Fund.

Latest news on cancellation of pension indexation

working pensioners in 2018

In a recent statement by the head of the Ministry of Finance Anton Siluanov, it was stipulated that increase in pensions for working pensioners in 2018 due to indexation of monthly payments is not provided. Such a policy is determined primarily aimed at supporting persons who do not have an additional source of income in addition to pension fund payments. At the same time, citizens of retirement age who continue to increase their work experience are deprived of the following indexation percentages:

• From January 1, 2018, pension payments to non-working citizens of retirement age have been increased by 3.7%.
• From April 1, 2018 - an increase of 4.1% is forecasted.

The low price of the percentage of growth in pension insurance payments is associated with the low value of inflation for last year... According to statistical studies, its average value in 2017 was equal to 3% and in the current year it will be just over 4%.

According to the latest news, in addition to indexation, the government provides for an increase in the price of the pension ball - in 2018 it should be equal to 81.49 rubles. For working pensioners, it is planned to earn points in 2018 work experience- maximum 3, their total cost will be 244, 47 rubles. There is a slight increase in value here - the recalculation of the pension on August 1, 2017 provided for the price of three points in the amount of 235.74 rubles.

The head of the Ministry of Finance, Anton Siluanov, stressed that in 2018, a general widespread increase in wages will be implemented, "the growth will be higher than inflation." Based on this information, we can conclude that no indexation pensions for working pensioners can be compensated for by a general increase in wages. According to official information on salaries in 2018, it is planned to increase for employees budgetary sphere within 23%. Also, on average, there will be an increase in payments to workers in other areas by 4.1% from 2017 levels.

Cancellation of indexation for working pensioners in 2018

Bill on cancellation of indexation of pension payments employed pensioners was proposed and implemented " pension reform"Together with a number of others at the beginning of 2016, which was associated with the difficult situation in the country's economy. It should be noted that all restrictions on the accrual of interest for working pensioners apply only to those on insurance coverage. For persons receiving pensions from the state or social interest recalculation is mandatory.

At the moment, it becomes clear that indexation of pensions for working pensioners in 2018 remains in the same long-term freeze in which it was introduced in 2015. The question of whether the resumption of the accrual of interest on pensions is planned to be again brought up for discussion by the government only when the budget for 2020 is revised. Until that time, the renewal of charges seems unlikely.

It should be noted that all restrictions are valid only at the time of the employment contract. The recalculation of the pension, taking into account the accumulated points and indexation percentages, can be made when dismissal from the place of work. The recalculation is carried out within three months from the date of completion of employment without prior submission of an application and is drawn up according to the documentation submitted by the employer to the insurance fund.

Pension recalculation on August 1, 2018

Accrual pensions from 1 August for employed citizens of retirement age, it will be carried out according to the points system introduced in the Russian Federation in 2015. It provides for the accrual of monthly payments on an individual basis. So, bonuses are awarded for seniority, a certain kind of service, conscription service in the army, maternity decree, caring for a disabled person of the 1st group, etc.

In 2018, all pensioners engaged in labor activities will receive a fixed monthly allowance for a year of work experience - within three points. Their number will depend on the volume and frequency of the respective payments by their employers to the Pension Fund.

This year, the cost of one pension ball is 81.49 rubles, it will be equal to the minimum increase... The maximum will not exceed 3 per year of experience and will be within 244.47 rubles.

Indexation or recalculation of pensions : which is more profitable?

If interest is accrued by the state periodically and in accordance with the current inflation rate, then we can talk about their much greater benefit. This is primarily due to the fact that in this case, payments are made by the pension fund, do not depend on the employer who calculates payments for recalculation, on the ratio of "white" and "black" wages. In addition, according to indexation, not fixed periodic payments are accrued annually, but interest to the total amount of the monthly pension payment, which makes it possible to increase the amount of accruals in the future.

For example calculation you can clearly see how different payments for indexation and recalculation are. So, if a citizen has a pension of 8,000 rubles, the indexation for January (3.7%) and April (4.1%) of 2018 as a whole will be equal to 636 rubles (296 + 340 rubles, respectively). Receiving them a monthly increase in the accrued recalculation points (245 rubles) will not cover the cost of interest, but will be less than half of its amount.

It is also easy to imagine for the above example how much the benefit from annual indexations will differ from the benefit from the point recalculation when the pension is increased to the levels of 15,000 or 20,000 rubles. With a pension of 20,000, the indexation percentage for 2018 will be about 850 rubles, which will be incomparably higher than the maximum amount of payments for recalculation and will exceed them by more than three times.

Conclusion

Thus, summarizing all that has been said, we can draw the following conclusions about the situation with the indexation of pension payments for working pensioners:

• Indexation is aimed at improving the financial situation of the population of retirement age. It is held annually and is one of the methods of combating inflation associated with the difficult economic situation in the country.

Introduced in 2016, the "freeze" of the increase insurance pension for working pensioners will continue to operate in 2018. This means that the January indexation did not affect citizens who continue to work after retirement. Thus, pension payments for working pensioners can be increased only if:

• , which is made on August 1 - in this case, the amount increases by the number of pension points earned by a citizen last year (but not more than 3 points per year);
• - in this case, the pension is calculated for the citizen taking into account the missed indexations from the month following the month of dismissal.

Both in the first and in the second case, contact the PFR authorities and write an application for recalculation no need- these procedures are carried out without a declaration on the basis of data that employers submit to the Pension Fund. As for the dismissal, from January 1, 2018, at the legislative level, changes were made to the process of indexing pensions for working pensioners after dismissal. Until the new year, all citizens who quit their jobs were recalculated, taking into account all missed increases, only three months after the dismissal.

However, after the new year, federal law No. 134-FZ of July 1, 2017 came into force, according to which a pensioner who quit after January 1, 2018, the pension benefits are recalculated taking into account all indexations missed during the work period and paid in an increased amount from the first day of the month after termination of employment.

At the same time, the citizen will not immediately feel the increase in the pension, because the process of additional accrual, as a rule, takes three months... This is due to the "technical" features of the presentation of information:

• in the first month after dismissal, the FIU receives information from the employer that the citizen is still working;
• in another month, the employer will transmit data that the citizen is no longer working;
• and only a month later the FIU will decide to resume indexing.

Thus, only after three months the pensioner will receive his insurance pension, indexed in full. As well as cash difference between the previous and the current (indexed) size of payment - for all three months of renewal of indexation, during which he did not work.

Latest news and changes

As noted above, in 2018 in pension system some changes have been made. Primarily, innovations concern insurance pensions:

• firstly, in 2018, the indexation of insurance coverage was carried out a month earlier than expected - on January 1;
• secondly, the procedure for calculating an old-age retirement pension after the dismissal of a working pensioner from work has changed - the term remains the same (3 months), but now a citizen will be able to receive money for these months, which is the difference between the previous amount of payment and the amount after taking into account all indexations , already from the next month after the dismissal.

The changes also affected social security. A new type of pension was introduced - social pension children whose both parents are unknown(in other words, for "foundling children").

• At the same time, some issues in 2018 were bypassed. So there is still insurance coverage for retirees in labor.
• in 2018 is also relevant (in general, it has been extended at least until 2020 inclusive). However, it should be noted that the formation of pension savings is suspended only when the employer pays insurance premiums; it is not prohibited to deposit funds into your account in the form of voluntary contributions.

Will there be a one-time payment of 5,000 rubles to pensioners in 2018?

In January 2017, all pensioners of Russia, regardless of whether they work or not, received 5 thousand rubles. This amount was paid only once and was not an addition to the monthly pension.

This measure was introduced by federal law No. 385-FZ of November 22, 2016 due to the fact that in the previous 2016 the indexation of pensions was not fully carried out (only 4% instead of 12.9%). Thus, having paid each pensioner 5,000 rubles, the Government decided to compensate citizens for the "under-indexed" funds for 2016.

In 2017, the situation changed - the total indexation of pensions was 5.8%, which exceeded the actual inflation rate (5.4%). In this regard, the Government has no reason to reintroduce this measure in 2018, and to reintroduce lump sum at the rate of 5 thousand rubles will not be.

How many points and years of insurance do you need to retire in 2018?

In accordance with the legislation of the Russian Federation, pension rights Russians since 2015 are formed in retirement points(IPK - individual pension coefficients). According to Article 8 of Federal Law No. 400-FZ of December 28, 2013 old-age pension insurance can be issued only by those citizens who have reached and have a sufficient number of and.

In 2018, issue old age insurance benefit may persons:

• have reached the generally established retirement age in the country 55 years old (women) and 60 years old (men). For certain categories of citizens, the payment can be established ahead of schedule (miners, teachers, etc.), or vice versa, later (persons holding government positions);
• having a minimum 13.8 pension points;
• work experience of which is at least 9 years old.

Wherein maximum number of points which can be obtained this year - 8,7 (when forming only an insurance pension) and 5,43 (when forming insurance and funded payments).

Will there be an increase in the retirement age in 2018 in Russia?

The topic has been worrying Russians for more than one year. At least, no increase expected in 2018... However, there is no guarantee that retirement age will not be increased in the following years, including starting from January 1, 2019. Various options for raising the old-age retirement age are officially being considered by the Government since spring 2018.

Despite the fact that in other countries for a long time the age of retirement has been higher than generally established in Russia (for example, in Germany - by 5 years), and in the CIS countries they have already supported this initiative (in Belarus and Kazakhstan by 3 years - an increase is taking place gradually for six months every year), the majority of Russian citizens relate to this sharply negative.

The resentment of the people over the raising of the retirement age is not surprising. The government wants to raise the bar, relying on the fact that many retirees continue to work after receiving security, thus increasing the length of the working age. However, most of the working pensioners are forced to continue working, as their pension is not enough to live on.